Cost of Living in Manchester, IA

Population 5,144 · Iowa · Data vintage 2023

48
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Manchester is a smaller Iowa community of around 5000 residents, where median household incomes of $58,578 and housing costs ($131,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 40 miles northeast of Cedar Rapids, Manchester falls within that metro's commuting orbit. Median home values run roughly 26% lower than Cedar Rapids' $177,000.

Cost Overview

Housing 43
Rent 57

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Manchester

The median home value in Manchester is $130,500 — 57% below the national median of $305,000. Median rent runs $743/month, 43% lower than the national median of $1,314/month. The median household income of $58,578/year is 21% lower than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. Iowa's top state income tax rate is 5.7% and the combined sales tax is 6.9%. Overall, Manchester has a cost of living index of 48 versus the US average of 100, meaning it is 52% less expensive.

🏠 Housing

Median Home Value
$130,500
57% below avg
Zillow Home Value
$56,563
Zillow ZHVI
Median Rent
$743/mo
43% below avg
Price-to-Rent Ratio
14.6x
Favors buying
Property Tax Rate
1.6%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$646
1 BR
$716
2 BR
$877
3 BR
$1,170
4 BR
$1,287
Owner-occupied 74.1%
Renter-occupied 25.9%

💰 Estimated Monthly Budget

Rent median rent
$743
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,357/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
14.4 min
47% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.9%

Commute Mode

Drove alone
86.5%
Carpooled
4.2%
Walked
0.4%
Work from home
8.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.7%
Total Sales Tax 6.9%
State rate 6.0%
Avg local rate 0.9%
Property Tax 1.6%

💼 Income & Employment

Median Household Income
$58,578
21% below avg
Per Capita Income
$37,998
Unemployment Rate
3.1%
35% below avg
Poverty Rate
12.5%
Labor Force Participation
65.0%

🎓 Education

Bachelor's degree+ 13.9%
Graduate degree 8.3%

👥 Demographics

Median Age 49.4
Male median age 45.9
Female median age 50.6

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
14:1
Student-teacher ratio
3
Public schools
1,440
Total enrollment

Frequently Asked Questions

What is the cost of living in Manchester, IA?

Manchester has a cost index of 48 (100 = national average). It is 52% below the national average.

What is average rent in Manchester, IA?

The median gross rent in Manchester is $743 per month based on 2023 Census data.

What is the average home price in Manchester?

The median home value in Manchester is $130,500 according to Zillow and Census data.

What is the median income in Manchester?

The median household income in Manchester is $58,578 per year (2023 ACS 5-year estimates).

What is the sales tax in Manchester, IA?

The combined state and local sales tax rate in Manchester is 6.9%. The Iowa state income tax top rate is 5.7%.

Is Manchester, IA affordable?

Yes, Manchester is generally considered affordable, with a cost of living index of 48 — about 52% below the US national average of 100.

Manchester at a Glance

Population
5,144
Median Income
$58,578
Home Value
$130,500
Median Rent
$743/mo
Unemployment
3.1%
Sales Tax
6.9%
View all cities in Iowa →
🗺️ County data for Iowa

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs