Cost of Living in Algonquin, IL

Population 29,904 · Illinois · Data vintage 2023

119
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Algonquin's cost indicators track within a reasonable band of national figures, with median household incomes near $131,753 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.

Geographically, Algonquin sits roughly 8 miles north of Elgin. Median home values run roughly 28% higher than Elgin's $252,000.

Cost Overview

Housing 106
Rent 137

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Algonquin

The median home value in Algonquin is $324,000 — 6% above the national median of $305,000. Median rent runs $1,800/month, 37% higher than the national median of $1,314/month. The median household income of $131,753/year is 77% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Algonquin has a cost of living index of 119 versus the US average of 100, meaning it is 19% more expensive.

🏠 Housing

Median Home Value
$324,000
6% above avg
Zillow Home Value
$398,698
Zillow ZHVI
Median Rent
$1,800/mo
37% above avg
Zillow Rent
$2,219/mo
Zillow ZORI
Price-to-Rent Ratio
15.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 87.8%
Renter-occupied 12.2%

💰 Estimated Monthly Budget

Rent median rent
$1,800
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,414/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.6 min
28% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.4%

Commute Mode

Drove alone
72.9%
Carpooled
5.0%
Public transit
1.0%
Walked
0.8%
Work from home
19.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$131,753
77% above avg
Per Capita Income
$53,698
Unemployment Rate
4.4%
9% below avg
Poverty Rate
4.5%
Labor Force Participation
73.6%

🎓 Education

Bachelor's degree+ 27.7%
Graduate degree 15.9%

👥 Demographics

Median Age 41.3
Male median age 40.7
Female median age 41.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
52.3%
Good air days/yr
230
Max AQI recorded
247
PM2.5 days
118
Ozone days

Frequently Asked Questions

What is the cost of living in Algonquin, IL?

Algonquin has a cost index of 119 (100 = national average). It is 19% above the national average.

What is average rent in Algonquin, IL?

The median gross rent in Algonquin is $1,800 per month based on 2023 Census data.

What is the average home price in Algonquin?

The median home value in Algonquin is $324,000 according to Zillow and Census data.

What is the median income in Algonquin?

The median household income in Algonquin is $131,753 per year (2023 ACS 5-year estimates).

What is the sales tax in Algonquin, IL?

The combined state and local sales tax rate in Algonquin is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Algonquin, IL affordable?

Algonquin is above average in cost of living, with an index of 119 — about 19% higher than the national average.

Algonquin at a Glance

Population
29,904
Median Income
$131,753
Home Value
$324,000
Median Rent
$1,800/mo
Unemployment
4.4%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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