Cost of Living in Carlyle, IL

Population 3,134 · Illinois · Data vintage 2023

62
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Carlyle offers a notably favorable income-to-housing ratio for its region. The typical home — $152,000 — costs less than 2.3 times median household income of $67,083, a threshold many coastal markets passed a decade ago.

Located 45 miles east of St. Louis, Carlyle falls within that metro's commuting orbit. Median home values run roughly 18% lower than St. Louis' $185,000.

Cost Overview

Housing 50
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carlyle

The median home value in Carlyle is $151,900 — 50% below the national median of $305,000. Median rent runs $1,051/month, 20% lower than the national median of $1,314/month. The median household income of $67,083/year is 10% lower than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Carlyle has a cost of living index of 62 versus the US average of 100, meaning it is 38% less expensive.

🏠 Housing

Median Home Value
$151,900
50% below avg
Zillow Home Value
$460,984
Zillow ZHVI
Median Rent
$1,051/mo
20% below avg
Price-to-Rent Ratio
12.0x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 66.9%
Renter-occupied 33.1%

💰 Estimated Monthly Budget

Rent median rent
$1,051
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,665/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.1 min
3% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.0%

Commute Mode

Drove alone
77.3%
Carpooled
12.7%
Public transit
1.0%
Walked
1.2%
Work from home
7.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$67,083
10% below avg
Per Capita Income
$33,400
Unemployment Rate
4.2%
12% below avg
Poverty Rate
7.5%
Labor Force Participation
68.7%

🎓 Education

Bachelor's degree+ 20.4%
Graduate degree 7.5%

👥 Demographics

Median Age 36.3
Male median age 32.9
Female median age 37.7

Frequently Asked Questions

What is the cost of living in Carlyle, IL?

Carlyle has a cost index of 62 (100 = national average). It is 38% below the national average.

What is average rent in Carlyle, IL?

The median gross rent in Carlyle is $1,051 per month based on 2023 Census data.

What is the average home price in Carlyle?

The median home value in Carlyle is $151,900 according to Zillow and Census data.

What is the median income in Carlyle?

The median household income in Carlyle is $67,083 per year (2023 ACS 5-year estimates).

What is the sales tax in Carlyle, IL?

The combined state and local sales tax rate in Carlyle is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Carlyle, IL affordable?

Yes, Carlyle is generally considered affordable, with a cost of living index of 62 — about 38% below the US national average of 100.

Carlyle at a Glance

Population
3,134
Median Income
$67,083
Home Value
$151,900
Median Rent
$1,051/mo
Unemployment
4.2%
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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