Cost of Living in Godfrey, IL

Population 17,743 · Illinois · Data vintage 2023

70
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Godfrey offers a notably favorable income-to-housing ratio for its region. The typical home — $181,000 — costs less than 2 times median household income of $92,746, a threshold many coastal markets passed a decade ago.

Located 20 miles north of St. Louis, Godfrey falls within that metro's commuting orbit. Housing prices track closely with St. Louis' $185,000 median.

Cost Overview

Housing 59
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Godfrey

The median home value in Godfrey is $181,400 — 41% below the national median of $305,000. Median rent runs $1,111/month, 15% lower than the national median of $1,314/month. The median household income of $92,746/year is 24% higher than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. The climate averages highs of 66.6°F and lows of 45.5°F. Overall, Godfrey has a cost of living index of 70 versus the US average of 100, meaning it is 30% less expensive.

🏠 Housing

Median Home Value
$181,400
41% below avg
Zillow Home Value
$210,435
Zillow ZHVI
Median Rent
$1,111/mo
15% below avg
Price-to-Rent Ratio
13.6x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 83.3%
Renter-occupied 16.7%

💰 Estimated Monthly Budget

Rent median rent
$1,111
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,725/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.1 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.6%

Commute Mode

Drove alone
82.4%
Carpooled
4.2%
Public transit
0.5%
Work from home
12.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$92,746
24% above avg
Per Capita Income
$47,226
Unemployment Rate
3.5%
27% below avg
Poverty Rate
6.7%
Labor Force Participation
62.8%

🎓 Education

Bachelor's degree+ 21.9%
Graduate degree 11.6%

👥 Demographics

Median Age 49.9
Male median age 47.9
Female median age 51.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.6°F
Avg Low
45.5°F
Annual Precip
39.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404556687786898881695544
Low °F 222634455665686657463527
Precip" 2.491.893.084.244.604.553.743.682.972.663.152.35

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
31.1%
Good air days/yr
155
Max AQI recorded
239
PM2.5 days
124
Ozone days

Frequently Asked Questions

What is the cost of living in Godfrey, IL?

Godfrey has a cost index of 70 (100 = national average). It is 30% below the national average.

What is average rent in Godfrey, IL?

The median gross rent in Godfrey is $1,111 per month based on 2023 Census data.

What is the average home price in Godfrey?

The median home value in Godfrey is $181,400 according to Zillow and Census data.

What is the median income in Godfrey?

The median household income in Godfrey is $92,746 per year (2023 ACS 5-year estimates).

What is the sales tax in Godfrey, IL?

The combined state and local sales tax rate in Godfrey is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Godfrey, IL affordable?

Yes, Godfrey is generally considered affordable, with a cost of living index of 70 — about 30% below the US national average of 100.

What is the weather like in Godfrey?

Godfrey has average high temperatures of 66.6°F and average lows of 45.5°F. Annual precipitation is 39.4". Data from NOAA 1991–2020 Climate Normals.

Godfrey at a Glance

Population
17,743
Median Income
$92,746
Home Value
$181,400
Median Rent
$1,111/mo
Unemployment
3.5%
Avg High Temp
66.6°F
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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