Cost of Living in Harvey, IL
Population 19,831 · Illinois · Data vintage 2023
(100 = US avg)
Harvey's median household income of $41,091 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (25% here). Unemployment has stayed elevated relative to the national figure — 12.9% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Located 15 miles south of Chicago, Harvey falls within that metro's commuting orbit. Median home values run roughly 73% lower than Chicago's $315,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Harvey
The median home value in Harvey is $86,100 — 72% below the national median of $305,000. Median rent runs $968/month, 26% lower than the national median of $1,314/month. The median household income of $41,091/year is 45% lower than the US median of $74,580. The local unemployment rate is 12.9%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Harvey has a cost of living index of 46 versus the US average of 100, meaning it is 54% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Harvey, IL?
Harvey has a cost index of 46 (100 = national average). It is 54% below the national average.
What is average rent in Harvey, IL?
The median gross rent in Harvey is $968 per month based on 2023 Census data.
What is the average home price in Harvey?
The median home value in Harvey is $86,100 according to Zillow and Census data.
What is the median income in Harvey?
The median household income in Harvey is $41,091 per year (2023 ACS 5-year estimates).
What is the sales tax in Harvey, IL?
The combined state and local sales tax rate in Harvey is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Harvey, IL affordable?
Yes, Harvey is generally considered affordable, with a cost of living index of 46 — about 54% below the US national average of 100.
Harvey at a Glance
- Population
- 19,831
- Median Income
- $41,091
- Home Value
- $86,100
- Median Rent
- $968/mo
- Unemployment
- 12.9%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
Illinois Rankings
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