Cost of Living in Havana, IL

Population 3,176 · Illinois · Data vintage 2023

41
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Havana is a smaller Illinois community of around 3000 residents, where median household incomes of $55,428 and housing costs ($95,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Located 40 miles southwest of Peoria, Havana falls within that metro's commuting orbit. Median home values run roughly 36% lower than Peoria's $150,000.

Cost Overview

Housing 31
Rent 54

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Havana

The median home value in Havana is $95,200 — 69% below the national median of $305,000. Median rent runs $716/month, 46% lower than the national median of $1,314/month. The median household income of $55,428/year is 26% lower than the US median of $74,580. The local unemployment rate is 8.4%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Havana has a cost of living index of 41 versus the US average of 100, meaning it is 59% less expensive.

🏠 Housing

Median Home Value
$95,200
69% below avg
Zillow Home Value
$324,992
Zillow ZHVI
Median Rent
$716/mo
46% below avg
Price-to-Rent Ratio
11.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 69.7%
Renter-occupied 30.3%

💰 Estimated Monthly Budget

Rent median rent
$716
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,330/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.1 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.1%

Commute Mode

Drove alone
81.3%
Carpooled
6.5%
Walked
2.6%
Work from home
8.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$55,428
26% below avg
Per Capita Income
$31,594
Unemployment Rate
8.4%
76% above avg
Poverty Rate
20.7%
Labor Force Participation
59.2%

🎓 Education

Bachelor's degree+ 12.1%
Graduate degree 3.2%

👥 Demographics

Median Age 41.7
Male median age 42.7
Female median age 40.5

Frequently Asked Questions

What is the cost of living in Havana, IL?

Havana has a cost index of 41 (100 = national average). It is 59% below the national average.

What is average rent in Havana, IL?

The median gross rent in Havana is $716 per month based on 2023 Census data.

What is the average home price in Havana?

The median home value in Havana is $95,200 according to Zillow and Census data.

What is the median income in Havana?

The median household income in Havana is $55,428 per year (2023 ACS 5-year estimates).

What is the sales tax in Havana, IL?

The combined state and local sales tax rate in Havana is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Havana, IL affordable?

Yes, Havana is generally considered affordable, with a cost of living index of 41 — about 59% below the US national average of 100.

Havana at a Glance

Population
3,176
Median Income
$55,428
Home Value
$95,200
Median Rent
$716/mo
Unemployment
8.4%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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