Cost of Living in Naperville, IL
Population 149,424 · Illinois · Data vintage 2023
(100 = US avg)
Most of Naperville's cost indicators track within a reasonable band of national figures, with median household incomes near $150,937 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Naperville
The median home value in Naperville is $509,900 — 67% above the national median of $305,000. Median rent runs $1,852/month, 41% higher than the national median of $1,314/month. The median household income of $150,937/year is 102% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Naperville has a cost of living index of 157 versus the US average of 100, meaning it is 57% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Naperville, IL?
Naperville has a cost index of 157 (100 = national average). It is 57% above the national average.
What is average rent in Naperville, IL?
The median gross rent in Naperville is $1,852 per month based on 2023 Census data.
What is the average home price in Naperville?
The median home value in Naperville is $509,900 according to Zillow and Census data.
What is the median income in Naperville?
The median household income in Naperville is $150,937 per year (2023 ACS 5-year estimates).
What is the sales tax in Naperville, IL?
The combined state and local sales tax rate in Naperville is 8.7%. The Illinois state income tax top rate is 5.0%.
Is Naperville, IL affordable?
Naperville is above average in cost of living, with an index of 157 — about 57% higher than the national average.
Naperville at a Glance
- Population
- 149,424
- Median Income
- $150,937
- Home Value
- $509,900
- Median Rent
- $1,852/mo
- Unemployment
- 4.2%
- Sales Tax
- 8.7%
Nearby Cities
Explore county-level cost of living data
Illinois Rankings
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