Cost of Living in Normal, IL

Population 52,908 · Illinois · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Normal offers a notably favorable income-to-housing ratio for its region. The typical home — $200,000 — costs less than 3 times median household income of $66,350, a threshold many coastal markets passed a decade ago. A poverty rate near 21% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.

Geographically, Normal is about 35 miles east of Peoria, the nearest large metro. Median home values run roughly 34% higher than Peoria's $150,000.

Cost Overview

Housing 66
Rent 74

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Normal

The median home value in Normal is $199,900 — 34% below the national median of $305,000. Median rent runs $974/month, 26% lower than the national median of $1,314/month. The median household income of $66,350/year is 11% lower than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Normal has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$199,900
34% below avg
Zillow Home Value
$257,110
Zillow ZHVI
Median Rent
$974/mo
26% below avg
Zillow Rent
$1,324/mo
Zillow ZORI
Price-to-Rent Ratio
17.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 55.2%
Renter-occupied 44.8%

💰 Estimated Monthly Budget

Rent median rent
$974
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,588/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.7 min
31% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.4%

Commute Mode

Drove alone
70.8%
Carpooled
6.1%
Public transit
1.4%
Walked
8.7%
Bicycle
0.5%
Work from home
12.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$66,350
11% below avg
Per Capita Income
$35,574
Unemployment Rate
4.2%
12% below avg
Poverty Rate
21.5%
Labor Force Participation
62.2%

🎓 Education

Bachelor's degree+ 34.0%
Graduate degree 18.4%

👥 Demographics

Median Age 25.2
Male median age 24.9
Female median age 25.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 50 — Good
50.4%
Good air days/yr
289
Max AQI recorded
253
PM2.5 days
112
Ozone days

Frequently Asked Questions

What is the cost of living in Normal, IL?

Normal has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Normal, IL?

The median gross rent in Normal is $974 per month based on 2023 Census data.

What is the average home price in Normal?

The median home value in Normal is $199,900 according to Zillow and Census data.

What is the median income in Normal?

The median household income in Normal is $66,350 per year (2023 ACS 5-year estimates).

What is the sales tax in Normal, IL?

The combined state and local sales tax rate in Normal is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Normal, IL affordable?

Yes, Normal is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

Normal at a Glance

Population
52,908
Median Income
$66,350
Home Value
$199,900
Median Rent
$974/mo
Unemployment
4.2%
Sales Tax
8.7%
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Explore county-level cost of living data

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