Cost of Living in Peoria, IL

Population 112,126 · Illinois · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Peoria lands reasonably close to national benchmarks on most cost indicators, with a median home value of $150,000 — 51% below the US figure. That makes it a useful reference point for comparing with more extreme markets in Illinois. At 7.8%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Cost Overview

Housing 49
Rent 72

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Peoria

The median home value in Peoria is $149,500 — 51% below the national median of $305,000. Median rent runs $951/month, 28% lower than the national median of $1,314/month. The median household income of $58,716/year is 21% lower than the US median of $74,580. The local unemployment rate is 7.8%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Peoria has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$149,500
51% below avg
Zillow Home Value
$127,844
Zillow ZHVI
Median Rent
$951/mo
28% below avg
Zillow Rent
$1,141/mo
Zillow ZORI
Price-to-Rent Ratio
13.1x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 58.2%
Renter-occupied 41.8%

💰 Estimated Monthly Budget

Rent median rent
$951
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,565/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.0 min
30% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.5%

Commute Mode

Drove alone
75.9%
Carpooled
9.1%
Public transit
1.3%
Walked
2.2%
Bicycle
0.1%
Work from home
10.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$58,716
21% below avg
Per Capita Income
$38,791
Unemployment Rate
7.8%
62% above avg
Poverty Rate
20.0%
Labor Force Participation
62.5%

🎓 Education

Bachelor's degree+ 21.6%
Graduate degree 16.4%

👥 Demographics

Median Age 35.8
Male median age 34.5
Female median age 37

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
55%
Good air days/yr
151
Max AQI recorded
166
PM2.5 days
174
Ozone days

Frequently Asked Questions

What is the cost of living in Peoria, IL?

Peoria has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Peoria, IL?

The median gross rent in Peoria is $951 per month based on 2023 Census data.

What is the average home price in Peoria?

The median home value in Peoria is $149,500 according to Zillow and Census data.

What is the median income in Peoria?

The median household income in Peoria is $58,716 per year (2023 ACS 5-year estimates).

What is the sales tax in Peoria, IL?

The combined state and local sales tax rate in Peoria is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Peoria, IL affordable?

Yes, Peoria is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.