Cost of Living in Steger, IL

Population 9,449 · Illinois · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Steger is a smaller Illinois community of around 9000 residents, where median household incomes of $59,691 and housing costs ($134,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Steger is about 25 miles south of Chicago, the nearest large metro. Median home values run roughly 57% lower than Chicago's $315,000.

Cost Overview

Housing 44
Rent 79

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Steger

The median home value in Steger is $134,100 — 56% below the national median of $305,000. Median rent runs $1,035/month, 21% lower than the national median of $1,314/month. The median household income of $59,691/year is 20% lower than the US median of $74,580. The local unemployment rate is 6.0%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. Overall, Steger has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$134,100
56% below avg
Zillow Home Value
$328,616
Zillow ZHVI
Median Rent
$1,035/mo
21% below avg
Zillow Rent
$1,500/mo
Zillow ZORI
Price-to-Rent Ratio
10.8x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 60.3%
Renter-occupied 39.7%

💰 Estimated Monthly Budget

Rent median rent
$1,035
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,649/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
35.8 min
33% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.2%

Commute Mode

Drove alone
77.3%
Carpooled
5.9%
Public transit
4.9%
Walked
0.7%
Bicycle
0.3%
Work from home
8.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$59,691
20% below avg
Per Capita Income
$29,359
Unemployment Rate
6.0%
24% above avg
Poverty Rate
15.0%
Labor Force Participation
58.8%

🎓 Education

Bachelor's degree+ 10.8%
Graduate degree 6.0%

👥 Demographics

Median Age 39.4
Male median age 38.7
Female median age 40.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
42.5%
Good air days/yr
246
Max AQI recorded
280
PM2.5 days
85
Ozone days

Frequently Asked Questions

What is the cost of living in Steger, IL?

Steger has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Steger, IL?

The median gross rent in Steger is $1,035 per month based on 2023 Census data.

What is the average home price in Steger?

The median home value in Steger is $134,100 according to Zillow and Census data.

What is the median income in Steger?

The median household income in Steger is $59,691 per year (2023 ACS 5-year estimates).

What is the sales tax in Steger, IL?

The combined state and local sales tax rate in Steger is 8.7%. The Illinois state income tax top rate is 5.0%.

Is Steger, IL affordable?

Yes, Steger is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

Steger at a Glance

Population
9,449
Median Income
$59,691
Home Value
$134,100
Median Rent
$1,035/mo
Unemployment
6.0%
Sales Tax
8.7%
View all cities in Illinois →
🗺️ County data for Illinois

Explore county-level cost of living data

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