Cost of Living in West Chicago, IL

Population 25,434 · Illinois · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The West Chicago cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $307,000, rents near $1,376 a month. At 10.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 10 miles northeast of Aurora, West Chicago falls within that metro's commuting orbit. Median home values run roughly 18% higher than Aurora's $260,000.

Cost Overview

Housing 100
Rent 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in West Chicago

The median home value in West Chicago is $306,500 — equal to the national median of $305,000. Median rent runs $1,376/month, 5% higher than the national median of $1,314/month. The median household income of $100,568/year is 35% higher than the US median of $74,580. The local unemployment rate is 10.2%, above the national average of 4.8%. Illinois's top state income tax rate is 5.0% and the combined sales tax is 8.7%. The climate averages highs of 59.2°F and lows of 40.2°F. Overall, West Chicago has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$306,500
0% below avg
Zillow Home Value
$372,248
Zillow ZHVI
Median Rent
$1,376/mo
5% above avg
Price-to-Rent Ratio
18.6x
Favors buying
Property Tax Rate
2.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$651
1 BR
$741
2 BR
$899
3 BR
$1,196
4 BR
$1,364
Owner-occupied 73.6%
Renter-occupied 26.4%

💰 Estimated Monthly Budget

Rent median rent
$1,376
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,990/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.3 min
9% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.6%

Commute Mode

Drove alone
66.2%
Carpooled
18.3%
Public transit
1.4%
Walked
0.7%
Bicycle
0.4%
Work from home
10.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 5.0%
Total Sales Tax 8.7%
State rate 6.3%
Avg local rate 2.5%
Property Tax 2.2%

💼 Income & Employment

Median Household Income
$100,568
35% above avg
Per Capita Income
$38,263
Unemployment Rate
10.2%
112% above avg
Poverty Rate
12.1%
Labor Force Participation
72.9%

🎓 Education

Bachelor's degree+ 19.5%
Graduate degree 12.8%

👥 Demographics

Median Age 35.8
Male median age 36.4
Female median age 35

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.2°F
Avg Low
40.2°F
Annual Precip
33.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313547607181848276624835
Low °F 161928384959636254423121
Precip" 1.271.241.973.444.343.653.623.843.002.992.201.67

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
40%
Good air days/yr
234
Max AQI recorded
264
PM2.5 days
101
Ozone days

Frequently Asked Questions

What is the cost of living in West Chicago, IL?

West Chicago has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in West Chicago, IL?

The median gross rent in West Chicago is $1,376 per month based on 2023 Census data.

What is the average home price in West Chicago?

The median home value in West Chicago is $306,500 according to Zillow and Census data.

What is the median income in West Chicago?

The median household income in West Chicago is $100,568 per year (2023 ACS 5-year estimates).

What is the sales tax in West Chicago, IL?

The combined state and local sales tax rate in West Chicago is 8.7%. The Illinois state income tax top rate is 5.0%.

Is West Chicago, IL affordable?

West Chicago is near the national average in terms of cost of living, with an index of 102 (100 = US average).

What is the weather like in West Chicago?

West Chicago has average high temperatures of 59.2°F and average lows of 40.2°F. Annual precipitation is 33.2". Data from NOAA 1991–2020 Climate Normals.

West Chicago at a Glance

Population
25,434
Median Income
$100,568
Home Value
$306,500
Median Rent
$1,376/mo
Unemployment
10.2%
Avg High Temp
59.2°F
Sales Tax
8.7%
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🗺️ County data for Illinois

Explore county-level cost of living data

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