Cost of Living in East Chicago, IN

Population 26,158 · Indiana · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in East Chicago run well below national norms — a median of $41,071 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $92,000). Unemployment has stayed elevated relative to the national figure — 7.9% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 20 miles southeast of Chicago, East Chicago falls within that metro's commuting orbit. Median home values run roughly 71% lower than Chicago's $315,000.

Cost Overview

Housing 30
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in East Chicago

The median home value in East Chicago is $92,400 — 70% below the national median of $305,000. Median rent runs $820/month, 38% lower than the national median of $1,314/month. The median household income of $41,071/year is 45% lower than the US median of $74,580. The local unemployment rate is 7.9%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, East Chicago has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$92,400
70% below avg
Zillow Home Value
$126,382
Zillow ZHVI
Median Rent
$820/mo
38% below avg
Zillow Rent
$1,024/mo
Zillow ZORI
Price-to-Rent Ratio
9.4x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 44.1%
Renter-occupied 55.9%

💰 Estimated Monthly Budget

Rent median rent
$820
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,434/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.4 min
10% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.9%

Commute Mode

Drove alone
75.7%
Carpooled
16.3%
Public transit
0.8%
Walked
2.2%
Bicycle
0.6%
Work from home
3.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$41,071
45% below avg
Per Capita Income
$23,164
Unemployment Rate
7.9%
64% above avg
Poverty Rate
27.0%
Labor Force Participation
56.1%

🎓 Education

Bachelor's degree+ 6.5%
Graduate degree 3.4%

👥 Demographics

Median Age 36.5
Male median age 35.5
Female median age 37.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
34.2%
Good air days/yr
215
Max AQI recorded
294
PM2.5 days
69
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

72%
4-Year Graduation Rate
14.7:1
Student-teacher ratio
7
Public schools
3,846
Total enrollment

Frequently Asked Questions

What is the cost of living in East Chicago, IN?

East Chicago has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in East Chicago, IN?

The median gross rent in East Chicago is $820 per month based on 2023 Census data.

What is the average home price in East Chicago?

The median home value in East Chicago is $92,400 according to Zillow and Census data.

What is the median income in East Chicago?

The median household income in East Chicago is $41,071 per year (2023 ACS 5-year estimates).

What is the sales tax in East Chicago, IN?

The combined state and local sales tax rate in East Chicago is 7.0%. The Indiana state income tax top rate is 3.0%.

Is East Chicago, IN affordable?

Yes, East Chicago is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

East Chicago at a Glance

Population
26,158
Median Income
$41,071
Home Value
$92,400
Median Rent
$820/mo
Unemployment
7.9%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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