Cost of Living in Hartford City, IN
Population 5,685 · Indiana · Data vintage 2023
(100 = US avg)
Household incomes in Hartford City run well below national norms — a median of $36,868 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $78,000). Around 23% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Located 45 miles south of Fort Wayne, Hartford City falls within that metro's commuting orbit. Median home values run roughly 54% lower than Fort Wayne's $170,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Hartford City
The median home value in Hartford City is $77,800 — 74% below the national median of $305,000. Median rent runs $619/month, 53% lower than the national median of $1,314/month. The median household income of $36,868/year is 51% lower than the US median of $74,580. The local unemployment rate is 8.9%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Hartford City has a cost of living index of 34 versus the US average of 100, meaning it is 66% less expensive.
Hartford City has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Hartford City, IN?
Hartford City has a cost index of 34 (100 = national average). It is 66% below the national average.
What is average rent in Hartford City, IN?
The median gross rent in Hartford City is $619 per month based on 2023 Census data.
What is the average home price in Hartford City?
The median home value in Hartford City is $77,800 according to Zillow and Census data.
What is the median income in Hartford City?
The median household income in Hartford City is $36,868 per year (2023 ACS 5-year estimates).
What is the sales tax in Hartford City, IN?
The combined state and local sales tax rate in Hartford City is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Hartford City, IN affordable?
Yes, Hartford City is generally considered affordable, with a cost of living index of 34 — about 66% below the US national average of 100.
Hartford City at a Glance
- Population
- 5,685
- Median Income
- $36,868
- Home Value
- $77,800
- Median Rent
- $619/mo
- Unemployment
- 8.9%
- Sales Tax
- 7.0%
Explore county-level cost of living data
Indiana Rankings
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