Cost of Living in Upland, IN
Population 3,935 · Indiana · Data vintage 2023
(100 = US avg)
Upland offers a notably favorable income-to-housing ratio for its region. The typical home — $171,000 — costs less than 2.3 times median household income of $74,663, a threshold many coastal markets passed a decade ago. The labor market has been unusually tight, with unemployment around 2.4% — below most comparable cities in the state.
Geographically, Upland is about 45 miles northeast of Fishers, the nearest large metro. Median home values run roughly 54% lower than Fishers' $370,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Upland
The median home value in Upland is $170,800 — 44% below the national median of $305,000. Median rent runs $800/month, 39% lower than the national median of $1,314/month. The median household income of $74,663/year is equal to than the US median of $74,580. The local unemployment rate is 2.4%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Upland has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.
Upland has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Upland, IN?
Upland has a cost index of 58 (100 = national average). It is 42% below the national average.
What is average rent in Upland, IN?
The median gross rent in Upland is $800 per month based on 2023 Census data.
What is the average home price in Upland?
The median home value in Upland is $170,800 according to Zillow and Census data.
What is the median income in Upland?
The median household income in Upland is $74,663 per year (2023 ACS 5-year estimates).
What is the sales tax in Upland, IN?
The combined state and local sales tax rate in Upland is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Upland, IN affordable?
Yes, Upland is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.
Upland at a Glance
- Population
- 3,935
- Median Income
- $74,663
- Home Value
- $170,800
- Median Rent
- $800/mo
- Unemployment
- 2.4%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Indiana Rankings
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