Cost of Living in Lake Station, IN

Population 13,109 · Indiana · Data vintage 2023

58
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Lake Station a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $125,000. At 14.9%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 30 miles southeast of Chicago, Lake Station falls within that metro's commuting orbit. Median home values run roughly 60% lower than Chicago's $315,000.

Cost Overview

Housing 41
Rent 85

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Lake Station

The median home value in Lake Station is $124,800 — 59% below the national median of $305,000. Median rent runs $1,115/month, 15% lower than the national median of $1,314/month. The median household income of $56,306/year is 25% lower than the US median of $74,580. The local unemployment rate is 14.9%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Lake Station has a cost of living index of 58 versus the US average of 100, meaning it is 42% less expensive.

🏠 Housing

Median Home Value
$124,800
59% below avg
Zillow Home Value
$148,706
Zillow ZHVI
Median Rent
$1,115/mo
15% below avg
Price-to-Rent Ratio
9.3x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 69.5%
Renter-occupied 30.5%

💰 Estimated Monthly Budget

Rent median rent
$1,115
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,729/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.1 min
15% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.2%

Commute Mode

Drove alone
85.6%
Carpooled
6.7%
Public transit
0.3%
Walked
1.3%
Work from home
4.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$56,306
25% below avg
Per Capita Income
$25,980
Unemployment Rate
14.9%
209% above avg
Poverty Rate
16.7%
Labor Force Participation
60.7%

🎓 Education

Bachelor's degree+ 5.6%
Graduate degree 3.1%

👥 Demographics

Median Age 34.2
Male median age 33.1
Female median age 34.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
34.2%
Good air days/yr
215
Max AQI recorded
294
PM2.5 days
69
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
18.2:1
Student-teacher ratio
3
Public schools
1,239
Total enrollment

Frequently Asked Questions

What is the cost of living in Lake Station, IN?

Lake Station has a cost index of 58 (100 = national average). It is 42% below the national average.

What is average rent in Lake Station, IN?

The median gross rent in Lake Station is $1,115 per month based on 2023 Census data.

What is the average home price in Lake Station?

The median home value in Lake Station is $124,800 according to Zillow and Census data.

What is the median income in Lake Station?

The median household income in Lake Station is $56,306 per year (2023 ACS 5-year estimates).

What is the sales tax in Lake Station, IN?

The combined state and local sales tax rate in Lake Station is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Lake Station, IN affordable?

Yes, Lake Station is generally considered affordable, with a cost of living index of 58 — about 42% below the US national average of 100.

Lake Station at a Glance

Population
13,109
Median Income
$56,306
Home Value
$124,800
Median Rent
$1,115/mo
Unemployment
14.9%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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