Cost of Living in Mishawaka, IN
Population 50,907 · Indiana · Data vintage 2023
(100 = US avg)
The Mishawaka cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $141,000, rents near $1,041 a month. At 6.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Mishawaka sits roughly 5 miles east of South Bend — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 13% higher than South Bend's $125,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Mishawaka
The median home value in Mishawaka is $140,600 — 54% below the national median of $305,000. Median rent runs $1,041/month, 21% lower than the national median of $1,314/month. The median household income of $53,120/year is 29% lower than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Mishawaka has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Mishawaka, IN?
Mishawaka has a cost index of 59 (100 = national average). It is 41% below the national average.
What is average rent in Mishawaka, IN?
The median gross rent in Mishawaka is $1,041 per month based on 2023 Census data.
What is the average home price in Mishawaka?
The median home value in Mishawaka is $140,600 according to Zillow and Census data.
What is the median income in Mishawaka?
The median household income in Mishawaka is $53,120 per year (2023 ACS 5-year estimates).
What is the sales tax in Mishawaka, IN?
The combined state and local sales tax rate in Mishawaka is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Mishawaka, IN affordable?
Yes, Mishawaka is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.
Mishawaka at a Glance
- Population
- 50,907
- Median Income
- $53,120
- Home Value
- $140,600
- Median Rent
- $1,041/mo
- Unemployment
- 6.7%
- Sales Tax
- 7.0%
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Explore county-level cost of living data
Indiana Rankings
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