Cost of Living in Sheridan, IN

Population 3,355 · Indiana · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Sheridan can reasonably expect a home to cost less than three years of household income — $177,000 against $65,104 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. Unemployment has stayed elevated relative to the national figure — 7.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 12 miles northwest of Carmel, Sheridan falls within that metro's commuting orbit. Median home values run roughly 61% lower than Carmel's $456,000.

Cost Overview

Housing 58
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Sheridan

The median home value in Sheridan is $177,200 — 42% below the national median of $305,000. Median rent runs $788/month, 40% lower than the national median of $1,314/month. The median household income of $65,104/year is 13% lower than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Sheridan has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$177,200
42% below avg
Zillow Home Value
$224,830
Zillow ZHVI
Median Rent
$788/mo
40% below avg
Zillow Rent
$1,525/mo
Zillow ZORI
Price-to-Rent Ratio
18.7x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 65.0%
Renter-occupied 35.0%

💰 Estimated Monthly Budget

Rent median rent
$788
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,402/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.4 min
5% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.3%

Commute Mode

Drove alone
69.1%
Carpooled
23.7%
Public transit
0.9%
Walked
2.4%
Work from home
3.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$65,104
13% below avg
Per Capita Income
$31,257
Unemployment Rate
7.1%
48% above avg
Poverty Rate
3.6%
Labor Force Participation
69.9%

🎓 Education

Bachelor's degree+ 16.4%
Graduate degree 5.9%

👥 Demographics

Median Age 40.8
Male median age 38.5
Female median age 42.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
60.4%
Good air days/yr
190
Max AQI recorded
196
PM2.5 days
168
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
13.1:1
Student-teacher ratio
3
Public schools
1,031
Total enrollment

Frequently Asked Questions

What is the cost of living in Sheridan, IN?

Sheridan has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Sheridan, IN?

The median gross rent in Sheridan is $788 per month based on 2023 Census data.

What is the average home price in Sheridan?

The median home value in Sheridan is $177,200 according to Zillow and Census data.

What is the median income in Sheridan?

The median household income in Sheridan is $65,104 per year (2023 ACS 5-year estimates).

What is the sales tax in Sheridan, IN?

The combined state and local sales tax rate in Sheridan is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Sheridan, IN affordable?

Yes, Sheridan is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.

Sheridan at a Glance

Population
3,355
Median Income
$65,104
Home Value
$177,200
Median Rent
$788/mo
Unemployment
7.1%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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