Cost of Living in Whitestown, IN

Population 11,276 · Indiana · Data vintage 2023

120
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Whitestown is a smaller Indiana community of around 11000 residents, where median household incomes of $118,884 and housing costs ($344,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 1.2% points to a labor market well on the tight side of the national distribution.

Whitestown sits roughly 12 miles west of Carmel — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 25% lower than Carmel's $456,000.

Cost Overview

Housing 113
Rent 130

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Whitestown

The median home value in Whitestown is $343,900 — 13% above the national median of $305,000. Median rent runs $1,714/month, 30% higher than the national median of $1,314/month. The median household income of $118,884/year is 59% higher than the US median of $74,580. The local unemployment rate is 1.2%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Whitestown has a cost of living index of 120 versus the US average of 100, meaning it is 20% more expensive.

🏠 Housing

Median Home Value
$343,900
13% above avg
Zillow Home Value
$451,468
Zillow ZHVI
Median Rent
$1,714/mo
30% above avg
Zillow Rent
$1,963/mo
Zillow ZORI
Price-to-Rent Ratio
16.7x
Favors buying
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$731
1 BR
$783
2 BR
$985
3 BR
$1,286
4 BR
$1,456
Owner-occupied 69.9%
Renter-occupied 30.1%

💰 Estimated Monthly Budget

Rent median rent
$1,714
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,328/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.5 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.1%

Commute Mode

Drove alone
73.9%
Carpooled
5.7%
Work from home
18.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 3.0%
Total Sales Tax 7.0%
State rate 7.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$118,884
59% above avg
Per Capita Income
$50,313
Unemployment Rate
1.2%
75% below avg
Poverty Rate
3.5%
Labor Force Participation
83.3%

🎓 Education

Bachelor's degree+ 41.0%
Graduate degree 19.0%

👥 Demographics

Median Age 30.7
Male median age 28.9
Female median age 31.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
84.8%
Good air days/yr
185
Max AQI recorded
0
PM2.5 days
362
Ozone days

Frequently Asked Questions

What is the cost of living in Whitestown, IN?

Whitestown has a cost index of 120 (100 = national average). It is 20% above the national average.

What is average rent in Whitestown, IN?

The median gross rent in Whitestown is $1,714 per month based on 2023 Census data.

What is the average home price in Whitestown?

The median home value in Whitestown is $343,900 according to Zillow and Census data.

What is the median income in Whitestown?

The median household income in Whitestown is $118,884 per year (2023 ACS 5-year estimates).

What is the sales tax in Whitestown, IN?

The combined state and local sales tax rate in Whitestown is 7.0%. The Indiana state income tax top rate is 3.0%.

Is Whitestown, IN affordable?

Whitestown is above average in cost of living, with an index of 120 — about 20% higher than the national average.

Whitestown at a Glance

Population
11,276
Median Income
$118,884
Home Value
$343,900
Median Rent
$1,714/mo
Unemployment
1.2%
Sales Tax
7.0%
View all cities in Indiana →
🗺️ County data for Indiana

Explore county-level cost of living data

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