Cost of Living in Union City, IN
Population 3,477 · Indiana · Data vintage 2023
(100 = US avg)
Union City's median household income of $37,202 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (34% here). At 9.5%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Union City is about 45 miles northwest of Dayton, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 14% lower than Dayton's $93,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Union City
The median home value in Union City is $80,100 — 74% below the national median of $305,000. Median rent runs $662/month, 50% lower than the national median of $1,314/month. The median household income of $37,202/year is 50% lower than the US median of $74,580. The local unemployment rate is 9.5%, above the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Union City has a cost of living index of 36 versus the US average of 100, meaning it is 64% less expensive.
Union City has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Union City, IN?
Union City has a cost index of 36 (100 = national average). It is 64% below the national average.
What is average rent in Union City, IN?
The median gross rent in Union City is $662 per month based on 2023 Census data.
What is the average home price in Union City?
The median home value in Union City is $80,100 according to Zillow and Census data.
What is the median income in Union City?
The median household income in Union City is $37,202 per year (2023 ACS 5-year estimates).
What is the sales tax in Union City, IN?
The combined state and local sales tax rate in Union City is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Union City, IN affordable?
Yes, Union City is generally considered affordable, with a cost of living index of 36 — about 64% below the US national average of 100.
Union City at a Glance
- Population
- 3,477
- Median Income
- $37,202
- Home Value
- $80,100
- Median Rent
- $662/mo
- Unemployment
- 9.5%
- Sales Tax
- 7.0%
Explore county-level cost of living data
Indiana Rankings
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