Cost of Living in Berne, IN
Population 3,906 · Indiana · Data vintage 2023
(100 = US avg)
Berne is a smaller Indiana community of around 4000 residents, where median household incomes of $59,413 and housing costs ($146,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.
Berne is about 30 miles southeast of Fort Wayne, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 14% lower than Fort Wayne's $170,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Berne
The median home value in Berne is $145,600 — 52% below the national median of $305,000. Median rent runs $735/month, 44% lower than the national median of $1,314/month. The median household income of $59,413/year is 20% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Indiana's top state income tax rate is 3.0% and the combined sales tax is 7.0%. Overall, Berne has a cost of living index of 51 versus the US average of 100, meaning it is 49% less expensive.
Berne has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Berne, IN?
Berne has a cost index of 51 (100 = national average). It is 49% below the national average.
What is average rent in Berne, IN?
The median gross rent in Berne is $735 per month based on 2023 Census data.
What is the average home price in Berne?
The median home value in Berne is $145,600 according to Zillow and Census data.
What is the median income in Berne?
The median household income in Berne is $59,413 per year (2023 ACS 5-year estimates).
What is the sales tax in Berne, IN?
The combined state and local sales tax rate in Berne is 7.0%. The Indiana state income tax top rate is 3.0%.
Is Berne, IN affordable?
Yes, Berne is generally considered affordable, with a cost of living index of 51 — about 49% below the US national average of 100.
Berne at a Glance
- Population
- 3,906
- Median Income
- $59,413
- Home Value
- $145,600
- Median Rent
- $735/mo
- Unemployment
- 3.5%
- Sales Tax
- 7.0%
Nearby Cities
Explore county-level cost of living data
Indiana Rankings
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