Cost of Living in Derby, KS
Population 25,801 · Kansas · Data vintage 2023
(100 = US avg)
Derby offers a notably favorable income-to-housing ratio for its region. The typical home — $222,000 — costs less than 2.7 times median household income of $82,089, a threshold many coastal markets passed a decade ago.
Geographically, Derby sits roughly 10 miles southeast of Wichita. Median home values run roughly 23% higher than Wichita's $180,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Derby
The median home value in Derby is $221,600 — 27% below the national median of $305,000. Median rent runs $1,082/month, 18% lower than the national median of $1,314/month. The median household income of $82,089/year is 10% higher than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. Kansas's top state income tax rate is 5.7% and the combined sales tax is 8.6%. Overall, Derby has a cost of living index of 77 versus the US average of 100, meaning it is 23% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Derby, KS?
Derby has a cost index of 77 (100 = national average). It is 23% below the national average.
What is average rent in Derby, KS?
The median gross rent in Derby is $1,082 per month based on 2023 Census data.
What is the average home price in Derby?
The median home value in Derby is $221,600 according to Zillow and Census data.
What is the median income in Derby?
The median household income in Derby is $82,089 per year (2023 ACS 5-year estimates).
What is the sales tax in Derby, KS?
The combined state and local sales tax rate in Derby is 8.6%. The Kansas state income tax top rate is 5.7%.
Is Derby, KS affordable?
Yes, Derby is generally considered affordable, with a cost of living index of 77 — about 23% below the US national average of 100.
Derby at a Glance
- Population
- 25,801
- Median Income
- $82,089
- Home Value
- $221,600
- Median Rent
- $1,082/mo
- Unemployment
- 4.2%
- Sales Tax
- 8.6%
Nearby Cities
Explore county-level cost of living data
Kansas Rankings
Similar Cost Cities
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