Cost of Living in Campbellsville, KY

Population 11,523 · Kentucky · Data vintage 2023

52
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Campbellsville sits on the smaller end of the Kentucky city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 8.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 60 miles south of Louisville/Jefferson County metro government (balance), Campbellsville is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 26% lower than Louisville/Jefferson County metro government (balance)'s $222,000.

Cost Overview

Housing 53
Rent 50

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Campbellsville

The median home value in Campbellsville is $162,900 — 47% below the national median of $305,000. Median rent runs $657/month, 50% lower than the national median of $1,314/month. The median household income of $49,389/year is 34% lower than the US median of $74,580. The local unemployment rate is 8.7%, above the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Campbellsville has a cost of living index of 52 versus the US average of 100, meaning it is 48% less expensive.

🏠 Housing

Median Home Value
$162,900
47% below avg
Zillow Home Value
$206,928
Zillow ZHVI
Median Rent
$657/mo
50% below avg
Price-to-Rent Ratio
20.7x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 48.3%
Renter-occupied 51.7%

💰 Estimated Monthly Budget

Rent median rent
$657
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,271/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.3 min
32% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.9%

Commute Mode

Drove alone
65.5%
Carpooled
9.9%
Walked
4.6%
Work from home
17.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$49,389
34% below avg
Per Capita Income
$28,899
Unemployment Rate
8.7%
81% above avg
Poverty Rate
24.1%
Labor Force Participation
57.4%

🎓 Education

Bachelor's degree+ 17.3%
Graduate degree 9.5%

👥 Demographics

Median Age 37.8
Male median age 32.4
Female median age 40.7

🏫 Schools

NCES CCD 2019 — public school district data

98.4%
4-Year Graduation Rate
17:1
Student-teacher ratio
9
Public schools
4,032
Total enrollment

Frequently Asked Questions

What is the cost of living in Campbellsville, KY?

Campbellsville has a cost index of 52 (100 = national average). It is 48% below the national average.

What is average rent in Campbellsville, KY?

The median gross rent in Campbellsville is $657 per month based on 2023 Census data.

What is the average home price in Campbellsville?

The median home value in Campbellsville is $162,900 according to Zillow and Census data.

What is the median income in Campbellsville?

The median household income in Campbellsville is $49,389 per year (2023 ACS 5-year estimates).

What is the sales tax in Campbellsville, KY?

The combined state and local sales tax rate in Campbellsville is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Campbellsville, KY affordable?

Yes, Campbellsville is generally considered affordable, with a cost of living index of 52 — about 48% below the US national average of 100.

Campbellsville at a Glance

Population
11,523
Median Income
$49,389
Home Value
$162,900
Median Rent
$657/mo
Unemployment
8.7%
Sales Tax
6.0%
View all cities in Kentucky →
🗺️ County data for Kentucky

Explore county-level cost of living data

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