Cost of Living in Henderson, KY

Population 27,994 · Kentucky · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Household incomes in Henderson run well below national norms — a median of $47,176 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $151,000). The labor market has been unusually tight, with unemployment around 2.6% — below most comparable cities in the state.

Geographically, Henderson sits roughly 11 miles south of Evansville. Median home values run roughly 17% higher than Evansville's $129,000.

Cost Overview

Housing 50
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Henderson

The median home value in Henderson is $151,400 — 50% below the national median of $305,000. Median rent runs $788/month, 40% lower than the national median of $1,314/month. The median household income of $47,176/year is 37% lower than the US median of $74,580. The local unemployment rate is 2.6%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Henderson has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$151,400
50% below avg
Zillow Home Value
$194,355
Zillow ZHVI
Median Rent
$788/mo
40% below avg
Price-to-Rent Ratio
16.0x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 53.6%
Renter-occupied 46.4%

💰 Estimated Monthly Budget

Rent median rent
$788
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,402/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
21.5 min
20% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.3%

Commute Mode

Drove alone
78.1%
Carpooled
11.6%
Public transit
0.3%
Walked
2.3%
Bicycle
0.6%
Work from home
5.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$47,176
37% below avg
Per Capita Income
$30,402
Unemployment Rate
2.6%
45% below avg
Poverty Rate
19.7%
Labor Force Participation
54.9%

🎓 Education

Bachelor's degree+ 12.1%
Graduate degree 6.1%

👥 Demographics

Median Age 40.3
Male median age 37.4
Female median age 42.1

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
16.4:1
Student-teacher ratio
13
Public schools
7,496
Total enrollment

Frequently Asked Questions

What is the cost of living in Henderson, KY?

Henderson has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Henderson, KY?

The median gross rent in Henderson is $788 per month based on 2023 Census data.

What is the average home price in Henderson?

The median home value in Henderson is $151,400 according to Zillow and Census data.

What is the median income in Henderson?

The median household income in Henderson is $47,176 per year (2023 ACS 5-year estimates).

What is the sales tax in Henderson, KY?

The combined state and local sales tax rate in Henderson is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Henderson, KY affordable?

Yes, Henderson is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

Henderson at a Glance

Population
27,994
Median Income
$47,176
Home Value
$151,400
Median Rent
$788/mo
Unemployment
2.6%
Sales Tax
6.0%
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Explore county-level cost of living data

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