Cost of Living in Hurstbourne, KY

Population 4,669 · Kentucky · Data vintage 2023

148
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hurstbourne is a smaller Kentucky community of around 5000 residents, where median household incomes of $113,906 and housing costs ($495,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Located 6 miles northeast of Louisville/Jefferson County metro government (balance), Hurstbourne falls within that metro's commuting orbit. Median home values run roughly 124% higher than Louisville/Jefferson County metro government (balance)'s $222,000.

Cost Overview

Housing 162
Rent 128

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hurstbourne

The median home value in Hurstbourne is $495,100 — 62% above the national median of $305,000. Median rent runs $1,676/month, 28% higher than the national median of $1,314/month. The median household income of $113,906/year is 53% higher than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Hurstbourne has a cost of living index of 148 versus the US average of 100, meaning it is 48% more expensive.

🏠 Housing

Median Home Value
$495,100
62% above avg
Median Rent
$1,676/mo
28% above avg
Price-to-Rent Ratio
24.6x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 53.4%
Renter-occupied 46.6%

💰 Estimated Monthly Budget

Rent median rent
$1,676
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,290/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.8 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.6%

Commute Mode

Drove alone
66.3%
Carpooled
12.3%
Public transit
0.9%
Work from home
19.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$113,906
53% above avg
Per Capita Income
$61,252
Unemployment Rate
3.8%
22% below avg
Poverty Rate
4.4%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 33.9%
Graduate degree 36.1%

👥 Demographics

Median Age 37.8
Male median age 34.7
Female median age 40.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
33.7%
Good air days/yr
171
Max AQI recorded
269
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in Hurstbourne, KY?

Hurstbourne has a cost index of 148 (100 = national average). It is 48% above the national average.

What is average rent in Hurstbourne, KY?

The median gross rent in Hurstbourne is $1,676 per month based on 2023 Census data.

What is the average home price in Hurstbourne?

The median home value in Hurstbourne is $495,100 according to 2023 Census ACS data.

What is the median income in Hurstbourne?

The median household income in Hurstbourne is $113,906 per year (2023 ACS 5-year estimates).

What is the sales tax in Hurstbourne, KY?

The combined state and local sales tax rate in Hurstbourne is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Hurstbourne, KY affordable?

Hurstbourne is above average in cost of living, with an index of 148 — about 48% higher than the national average.

Hurstbourne at a Glance

Population
4,669
Median Income
$113,906
Home Value
$495,100
Median Rent
$1,676/mo
Unemployment
3.8%
Sales Tax
6.0%
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🗺️ County data for Kentucky

Explore county-level cost of living data

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