Cost of Living in Middletown, KY

Population 9,622 · Kentucky · Data vintage 2023

102
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Middletown a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $299,000.

Middletown sits roughly 9 miles northeast of Louisville/Jefferson County metro government (balance) — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 35% higher than Louisville/Jefferson County metro government (balance)'s $222,000.

Cost Overview

Housing 98
Rent 108

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Middletown

The median home value in Middletown is $298,900 — 2% below the national median of $305,000. Median rent runs $1,423/month, 8% higher than the national median of $1,314/month. The median household income of $74,129/year is 1% lower than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Middletown has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.

🏠 Housing

Median Home Value
$298,900
2% below avg
Median Rent
$1,423/mo
8% above avg
Price-to-Rent Ratio
17.5x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 56.7%
Renter-occupied 43.3%

💰 Estimated Monthly Budget

Rent median rent
$1,423
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,037/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.2 min
29% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.7%

Commute Mode

Drove alone
72.8%
Carpooled
6.2%
Walked
6.3%
Bicycle
0.2%
Work from home
11.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$74,129
1% below avg
Per Capita Income
$46,813
Unemployment Rate
5.7%
18% above avg
Poverty Rate
11.7%
Labor Force Participation
65.3%

🎓 Education

Bachelor's degree+ 30.8%
Graduate degree 19.7%

👥 Demographics

Median Age 43.9
Male median age 43.8
Female median age 44

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 55 — Moderate
33.7%
Good air days/yr
171
Max AQI recorded
269
PM2.5 days
94
Ozone days

Frequently Asked Questions

What is the cost of living in Middletown, KY?

Middletown has a cost index of 102 (100 = national average). It is 2% above the national average.

What is average rent in Middletown, KY?

The median gross rent in Middletown is $1,423 per month based on 2023 Census data.

What is the average home price in Middletown?

The median home value in Middletown is $298,900 according to 2023 Census ACS data.

What is the median income in Middletown?

The median household income in Middletown is $74,129 per year (2023 ACS 5-year estimates).

What is the sales tax in Middletown, KY?

The combined state and local sales tax rate in Middletown is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Middletown, KY affordable?

Middletown is near the national average in terms of cost of living, with an index of 102 (100 = US average).

Middletown at a Glance

Population
9,622
Median Income
$74,129
Home Value
$298,900
Median Rent
$1,423/mo
Unemployment
5.7%
Sales Tax
6.0%
View all cities in Kentucky →
🗺️ County data for Kentucky

Explore county-level cost of living data

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