Cost of Living in Morehead, KY

Population 6,924 · Kentucky · Data vintage 2023

59
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $35,000, median household incomes in Morehead land roughly 53% below the US median, a gap that tends to persist across local labor-market indicators. Around 34% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Morehead is about 55 miles east of Lexington-Fayette urban county, the nearest large metro. Median home values run roughly 35% lower than Lexington-Fayette urban county's $272,000.

Cost Overview

Housing 58
Rent 60

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Morehead

The median home value in Morehead is $176,300 — 42% below the national median of $305,000. Median rent runs $791/month, 40% lower than the national median of $1,314/month. The median household income of $35,000/year is 53% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Morehead has a cost of living index of 59 versus the US average of 100, meaning it is 41% less expensive.

🏠 Housing

Median Home Value
$176,300
42% below avg
Zillow Home Value
$182,193
Zillow ZHVI
Median Rent
$791/mo
40% below avg
Zillow Rent
$1,157/mo
Zillow ZORI
Price-to-Rent Ratio
18.6x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 31.3%
Renter-occupied 68.7%

💰 Estimated Monthly Budget

Rent median rent
$791
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,405/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.4 min
32% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.0%

Commute Mode

Drove alone
63.0%
Carpooled
2.9%
Public transit
0.0%
Walked
23.2%
Bicycle
0.9%
Work from home
10.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$35,000
53% below avg
Per Capita Income
$22,215
Unemployment Rate
6.1%
28% above avg
Poverty Rate
34.4%
Labor Force Participation
55.9%

🎓 Education

Bachelor's degree+ 18.1%
Graduate degree 13.1%

👥 Demographics

Median Age 22
Male median age 22.1
Female median age 22

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
18.8:1
Student-teacher ratio
10
Public schools
3,548
Total enrollment

Frequently Asked Questions

What is the cost of living in Morehead, KY?

Morehead has a cost index of 59 (100 = national average). It is 41% below the national average.

What is average rent in Morehead, KY?

The median gross rent in Morehead is $791 per month based on 2023 Census data.

What is the average home price in Morehead?

The median home value in Morehead is $176,300 according to Zillow and Census data.

What is the median income in Morehead?

The median household income in Morehead is $35,000 per year (2023 ACS 5-year estimates).

What is the sales tax in Morehead, KY?

The combined state and local sales tax rate in Morehead is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Morehead, KY affordable?

Yes, Morehead is generally considered affordable, with a cost of living index of 59 — about 41% below the US national average of 100.