Cost of Living in Oak Grove, KY

Population 7,945 · Kentucky · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

At $47,886, median household incomes in Oak Grove land roughly 36% below the US median, a gap that tends to persist across local labor-market indicators. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Oak Grove sits roughly 9 miles northwest of Clarksville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 39% lower than Clarksville's $236,000.

Cost Overview

Housing 47
Rent 92

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Oak Grove

The median home value in Oak Grove is $143,500 — 53% below the national median of $305,000. Median rent runs $1,208/month, 8% lower than the national median of $1,314/month. The median household income of $47,886/year is 36% lower than the US median of $74,580. The local unemployment rate is 13.4%, above the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 69.1°F and lows of 47.7°F. Overall, Oak Grove has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$143,500
53% below avg
Zillow Home Value
$682,983
Zillow ZHVI
Median Rent
$1,208/mo
8% below avg
Zillow Rent
$1,129/mo
Zillow ZORI
Price-to-Rent Ratio
9.9x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 42.6%
Renter-occupied 57.4%

💰 Estimated Monthly Budget

Rent median rent
$1,208
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,822/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.9 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.5%

Commute Mode

Drove alone
74.3%
Carpooled
21.2%
Walked
1.5%
Work from home
2.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$47,886
36% below avg
Per Capita Income
$20,282
Unemployment Rate
13.4%
179% above avg
Poverty Rate
20.0%
Labor Force Participation
69.4%

🎓 Education

Bachelor's degree+ 10.6%
Graduate degree 4.4%

👥 Demographics

Median Age 25.4
Male median age 24.7
Female median age 25.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.1°F
Avg Low
47.7°F
Annual Precip
47.2"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 465160707886898982725949
Low °F 283138475764686659473731
Precip" 3.283.874.324.554.903.653.742.903.474.134.044.36

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
58.4%
Good air days/yr
117
Max AQI recorded
272
PM2.5 days
93
Ozone days

Frequently Asked Questions

What is the cost of living in Oak Grove, KY?

Oak Grove has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Oak Grove, KY?

The median gross rent in Oak Grove is $1,208 per month based on 2023 Census data.

What is the average home price in Oak Grove?

The median home value in Oak Grove is $143,500 according to Zillow and Census data.

What is the median income in Oak Grove?

The median household income in Oak Grove is $47,886 per year (2023 ACS 5-year estimates).

What is the sales tax in Oak Grove, KY?

The combined state and local sales tax rate in Oak Grove is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Oak Grove, KY affordable?

Yes, Oak Grove is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

What is the weather like in Oak Grove?

Oak Grove has average high temperatures of 69.1°F and average lows of 47.7°F. Annual precipitation is 47.2". Data from NOAA 1991–2020 Climate Normals.

Oak Grove at a Glance

Population
7,945
Median Income
$47,886
Home Value
$143,500
Median Rent
$1,208/mo
Unemployment
13.4%
Avg High Temp
69.1°F
Sales Tax
6.0%
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