Cost of Living in Paducah, KY

Population 26,894 · Kentucky · Data vintage 2023

57
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Paducah cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $165,000, rents near $817 a month. Around 22% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Paducah lies roughly 80 miles west of the nearest major metro, Clarksville. Median home values run roughly 30% lower than Clarksville's $236,000.

Cost Overview

Housing 54
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Paducah

The median home value in Paducah is $164,600 — 46% below the national median of $305,000. Median rent runs $817/month, 38% lower than the national median of $1,314/month. The median household income of $51,243/year is 31% lower than the US median of $74,580. The local unemployment rate is 3.5%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 69.3°F and lows of 48.2°F, with about 8.9" of annual snowfall. Overall, Paducah has a cost of living index of 57 versus the US average of 100, meaning it is 43% less expensive.

🏠 Housing

Median Home Value
$164,600
46% below avg
Zillow Home Value
$191,625
Zillow ZHVI
Median Rent
$817/mo
38% below avg
Zillow Rent
$1,241/mo
Zillow ZORI
Price-to-Rent Ratio
16.8x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 54.1%
Renter-occupied 45.9%

💰 Estimated Monthly Budget

Rent median rent
$817
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,431/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.0 min
37% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.7%

Commute Mode

Drove alone
79.3%
Carpooled
7.5%
Public transit
1.0%
Walked
2.6%
Bicycle
0.6%
Work from home
6.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$51,243
31% below avg
Per Capita Income
$42,296
Unemployment Rate
3.5%
27% below avg
Poverty Rate
21.5%
Labor Force Participation
60.0%

🎓 Education

Bachelor's degree+ 15.7%
Graduate degree 12.7%

👥 Demographics

Median Age 43.2
Male median age 42
Female median age 44

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.3°F
Avg Low
48.2°F
Annual Precip
50.3"
Annual Snowfall
8.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 455060707987909083725948
Low °F 273138485866696759483831
Precip" 3.853.944.645.174.874.514.303.113.553.994.094.30
Snow" 2.73.01.10.00.00.00.00.00.00.10.21.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
57.2%
Good air days/yr
126
Max AQI recorded
238
PM2.5 days
115
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

91%
4-Year Graduation Rate
17.3:1
Student-teacher ratio
21
Public schools
10,531
Total enrollment

Frequently Asked Questions

What is the cost of living in Paducah, KY?

Paducah has a cost index of 57 (100 = national average). It is 43% below the national average.

What is average rent in Paducah, KY?

The median gross rent in Paducah is $817 per month based on 2023 Census data.

What is the average home price in Paducah?

The median home value in Paducah is $164,600 according to Zillow and Census data.

What is the median income in Paducah?

The median household income in Paducah is $51,243 per year (2023 ACS 5-year estimates).

What is the sales tax in Paducah, KY?

The combined state and local sales tax rate in Paducah is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Paducah, KY affordable?

Yes, Paducah is generally considered affordable, with a cost of living index of 57 — about 43% below the US national average of 100.

What is the weather like in Paducah?

Paducah has average high temperatures of 69.3°F and average lows of 48.2°F. Annual precipitation is 50.3". Average annual snowfall is 8.9". Data from NOAA 1991–2020 Climate Normals.

Paducah at a Glance

Population
26,894
Median Income
$51,243
Home Value
$164,600
Median Rent
$817/mo
Unemployment
3.5%
Avg High Temp
69.3°F
Sales Tax
6.0%
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