Cost of Living in Massac, KY

Population 4,937 · Kentucky · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing costs in Massac stay well under national norms: a median home value of $215,000 against median household incomes of $75,103 gives the city one of the more comfortable price-to-income ratios in Kentucky. The labor market has been unusually tight, with unemployment around 0.0% — below most comparable cities in the state.

Massac lies roughly 80 miles west of the nearest major metro, Clarksville — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 9% lower than Clarksville's $236,000.

Cost Overview

Housing 70
Rent 66

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Massac

The median home value in Massac is $215,000 — 30% below the national median of $305,000. Median rent runs $869/month, 34% lower than the national median of $1,314/month. The median household income of $75,103/year is 1% higher than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 69.3°F and lows of 48.2°F, with about 8.9" of annual snowfall. Overall, Massac has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$215,000
30% below avg
Median Rent
$869/mo
34% below avg
Price-to-Rent Ratio
20.6x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 63.1%
Renter-occupied 36.9%

💰 Estimated Monthly Budget

Rent median rent
$869
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,483/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.6 min
31% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.1%

Commute Mode

Drove alone
84.4%
Carpooled
5.4%
Work from home
10.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$75,103
1% above avg
Per Capita Income
$36,010
Unemployment Rate
0.0%
100% below avg
Poverty Rate
12.9%
Labor Force Participation
56.3%

🎓 Education

Bachelor's degree+ 23.6%
Graduate degree 16.2%

👥 Demographics

Median Age 30.8
Male median age 25.4
Female median age 35.8

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
69.3°F
Avg Low
48.2°F
Annual Precip
50.3"
Annual Snowfall
8.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 455060707987909083725948
Low °F 273138485866696759483831
Precip" 3.853.944.645.174.874.514.303.113.553.994.094.30
Snow" 2.73.01.10.00.00.00.00.00.00.10.21.8

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 47 — Good
57.2%
Good air days/yr
126
Max AQI recorded
238
PM2.5 days
115
Ozone days

Frequently Asked Questions

What is the cost of living in Massac, KY?

Massac has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Massac, KY?

The median gross rent in Massac is $869 per month based on 2023 Census data.

What is the average home price in Massac?

The median home value in Massac is $215,000 according to 2023 Census ACS data.

What is the median income in Massac?

The median household income in Massac is $75,103 per year (2023 ACS 5-year estimates).

What is the sales tax in Massac, KY?

The combined state and local sales tax rate in Massac is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Massac, KY affordable?

Yes, Massac is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

What is the weather like in Massac?

Massac has average high temperatures of 69.3°F and average lows of 48.2°F. Annual precipitation is 50.3". Average annual snowfall is 8.9". Data from NOAA 1991–2020 Climate Normals.

Massac at a Glance

Population
4,937
Median Income
$75,103
Home Value
$215,000
Median Rent
$869/mo
Unemployment
0.0%
Avg High Temp
69.3°F
Sales Tax
6.0%
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