Cost of Living in Shepherdsville, KY
Population 14,351 · Kentucky · Data vintage 2023
(100 = US avg)
Buyers in Shepherdsville can reasonably expect a home to cost less than three years of household income — $202,000 against $71,250 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. Around 21% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Shepherdsville sits roughly 13 miles south of Louisville/Jefferson County metro government (balance) — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 9% lower than Louisville/Jefferson County metro government (balance)'s $222,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Shepherdsville
The median home value in Shepherdsville is $202,300 — 34% below the national median of $305,000. Median rent runs $898/month, 32% lower than the national median of $1,314/month. The median household income of $71,250/year is 4% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Shepherdsville has a cost of living index of 67 versus the US average of 100, meaning it is 33% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Shepherdsville, KY?
Shepherdsville has a cost index of 67 (100 = national average). It is 33% below the national average.
What is average rent in Shepherdsville, KY?
The median gross rent in Shepherdsville is $898 per month based on 2023 Census data.
What is the average home price in Shepherdsville?
The median home value in Shepherdsville is $202,300 according to Zillow and Census data.
What is the median income in Shepherdsville?
The median household income in Shepherdsville is $71,250 per year (2023 ACS 5-year estimates).
What is the sales tax in Shepherdsville, KY?
The combined state and local sales tax rate in Shepherdsville is 6.0%. The Kentucky state income tax top rate is 4.0%.
Is Shepherdsville, KY affordable?
Yes, Shepherdsville is generally considered affordable, with a cost of living index of 67 — about 33% below the US national average of 100.
Shepherdsville at a Glance
- Population
- 14,351
- Median Income
- $71,250
- Home Value
- $202,300
- Median Rent
- $898/mo
- Unemployment
- 4.0%
- Sales Tax
- 6.0%
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Kentucky Rankings
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