Cost of Living in Mount Washington, KY

Population 18,228 · Kentucky · Data vintage 2023

78
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Mount Washington a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $254,000.

Mount Washington sits roughly 10 miles southeast of Louisville/Jefferson County metro government (balance) — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 15% higher than Louisville/Jefferson County metro government (balance)'s $222,000.

Cost Overview

Housing 83
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Mount Washington

The median home value in Mount Washington is $253,700 — 17% below the national median of $305,000. Median rent runs $919/month, 30% lower than the national median of $1,314/month. The median household income of $93,852/year is 26% higher than the US median of $74,580. The local unemployment rate is 3.7%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. Overall, Mount Washington has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.

🏠 Housing

Median Home Value
$253,700
17% below avg
Zillow Home Value
$323,310
Zillow ZHVI
Median Rent
$919/mo
30% below avg
Price-to-Rent Ratio
23.0x
Favors renting
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 86.2%
Renter-occupied 13.8%

💰 Estimated Monthly Budget

Rent median rent
$919
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,533/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.5 min
20% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
79.6%
Carpooled
9.5%
Walked
0.5%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$93,852
26% above avg
Per Capita Income
$39,858
Unemployment Rate
3.7%
23% below avg
Poverty Rate
4.6%
Labor Force Participation
70.1%

🎓 Education

Bachelor's degree+ 16.3%
Graduate degree 8.7%

👥 Demographics

Median Age 38
Male median age 36.1
Female median age 39.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
79%
Good air days/yr
126
Max AQI recorded
0
PM2.5 days
238
Ozone days

Frequently Asked Questions

What is the cost of living in Mount Washington, KY?

Mount Washington has a cost index of 78 (100 = national average). It is 22% below the national average.

What is average rent in Mount Washington, KY?

The median gross rent in Mount Washington is $919 per month based on 2023 Census data.

What is the average home price in Mount Washington?

The median home value in Mount Washington is $253,700 according to Zillow and Census data.

What is the median income in Mount Washington?

The median household income in Mount Washington is $93,852 per year (2023 ACS 5-year estimates).

What is the sales tax in Mount Washington, KY?

The combined state and local sales tax rate in Mount Washington is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Mount Washington, KY affordable?

Yes, Mount Washington is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.