Cost of Living in Essex, MD

Population 40,670 · Maryland · Data vintage 2023

90
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

The Essex cost-of-living profile is closer to the US median than most headline-grabbing metros — typical homes around $254,000, rents near $1,307 a month.

Essex sits roughly 9 miles east of Baltimore — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 16% higher than Baltimore's $219,000.

Cost Overview

Housing 83
Rent 99

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Essex

The median home value in Essex is $253,500 — 17% below the national median of $305,000. Median rent runs $1,307/month, 1% lower than the national median of $1,314/month. The median household income of $67,082/year is 10% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Essex has a cost of living index of 90 versus the US average of 100, meaning it is 10% less expensive.

🏠 Housing

Median Home Value
$253,500
17% below avg
Zillow Home Value
$287,099
Zillow ZHVI
Median Rent
$1,307/mo
1% below avg
Zillow Rent
$1,973/mo
Zillow ZORI
Price-to-Rent Ratio
16.2x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 57.6%
Renter-occupied 42.4%

💰 Estimated Monthly Budget

Rent median rent
$1,307
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,921/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.8 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.6%

Commute Mode

Drove alone
71.7%
Carpooled
11.9%
Public transit
6.3%
Walked
1.1%
Bicycle
0.3%
Work from home
6.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$67,082
10% below avg
Per Capita Income
$36,457
Unemployment Rate
5.3%
11% above avg
Poverty Rate
12.7%
Labor Force Participation
67.0%

🎓 Education

Bachelor's degree+ 11.7%
Graduate degree 7.3%

👥 Demographics

Median Age 40.9
Male median age 39.8
Female median age 41.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
62.5%
Good air days/yr
205
Max AQI recorded
127
PM2.5 days
231
Ozone days

Frequently Asked Questions

What is the cost of living in Essex, MD?

Essex has a cost index of 90 (100 = national average). It is 10% below the national average.

What is average rent in Essex, MD?

The median gross rent in Essex is $1,307 per month based on 2023 Census data.

What is the average home price in Essex?

The median home value in Essex is $253,500 according to Zillow and Census data.

What is the median income in Essex?

The median household income in Essex is $67,082 per year (2023 ACS 5-year estimates).

What is the sales tax in Essex, MD?

The combined state and local sales tax rate in Essex is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Essex, MD affordable?

Essex is near the national average in terms of cost of living, with an index of 90 (100 = US average).

Essex at a Glance

Population
40,670
Median Income
$67,082
Home Value
$253,500
Median Rent
$1,307/mo
Unemployment
5.3%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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