Cost of Living in St. Peters, MO

Population 58,200 · Missouri · Data vintage 2023

89
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of St. Peters's cost indicators track within a reasonable band of national figures, with median household incomes near $89,827 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. The labor market has been unusually tight, with unemployment around 2.3% — below most comparable cities in the state.

St. Peters sits roughly 20 miles west of St. Louis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 37% higher than St. Louis' $185,000.

Cost Overview

Housing 83
Rent 98

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in St. Peters

The median home value in St. Peters is $252,800 — 17% below the national median of $305,000. Median rent runs $1,291/month, 2% lower than the national median of $1,314/month. The median household income of $89,827/year is 20% higher than the US median of $74,580. The local unemployment rate is 2.3%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, St. Peters has a cost of living index of 89 versus the US average of 100, meaning it is 11% less expensive.

🏠 Housing

Median Home Value
$252,800
17% below avg
Median Rent
$1,291/mo
2% below avg
Price-to-Rent Ratio
16.3x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 80.9%
Renter-occupied 19.1%

💰 Estimated Monthly Budget

Rent median rent
$1,291
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,905/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.9 min
8% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.0%

Commute Mode

Drove alone
74.9%
Carpooled
7.0%
Public transit
0.1%
Walked
0.7%
Bicycle
0.0%
Work from home
16.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$89,827
20% above avg
Per Capita Income
$44,386
Unemployment Rate
2.3%
52% below avg
Poverty Rate
5.1%
Labor Force Participation
68.3%

🎓 Education

Bachelor's degree+ 25.2%
Graduate degree 14.4%

👥 Demographics

Median Age 41.1
Male median age 39.4
Female median age 42.5

Frequently Asked Questions

What is the cost of living in St. Peters, MO?

St. Peters has a cost index of 89 (100 = national average). It is 11% below the national average.

What is average rent in St. Peters, MO?

The median gross rent in St. Peters is $1,291 per month based on 2023 Census data.

What is the average home price in St. Peters?

The median home value in St. Peters is $252,800 according to 2023 Census ACS data.

What is the median income in St. Peters?

The median household income in St. Peters is $89,827 per year (2023 ACS 5-year estimates).

What is the sales tax in St. Peters, MO?

The combined state and local sales tax rate in St. Peters is 8.4%. The Missouri state income tax top rate is 5.0%.

Is St. Peters, MO affordable?

Yes, St. Peters is generally considered affordable, with a cost of living index of 89 — about 11% below the US national average of 100.

St. Peters at a Glance

Population
58,200
Median Income
$89,827
Home Value
$252,800
Median Rent
$1,291/mo
Unemployment
2.3%
Sales Tax
8.4%
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