Cost of Living in Cottleville, MO

Population 5,750 · Missouri · Data vintage 2023

127
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Cottleville a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $382,000.

Located 25 miles west of St. Louis, Cottleville falls within that metro's commuting orbit. Median home values run roughly 106% higher than St. Louis' $185,000.

Cost Overview

Housing 125
Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Cottleville

The median home value in Cottleville is $381,900 — 25% above the national median of $305,000. Median rent runs $1,693/month, 29% higher than the national median of $1,314/month. The median household income of $114,420/year is 53% higher than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Cottleville has a cost of living index of 127 versus the US average of 100, meaning it is 27% more expensive.

🏠 Housing

Median Home Value
$381,900
25% above avg
Zillow Home Value
$360,113
Zillow ZHVI
Median Rent
$1,693/mo
29% above avg
Price-to-Rent Ratio
18.8x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 78.4%
Renter-occupied 21.6%

💰 Estimated Monthly Budget

Rent median rent
$1,693
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,307/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
24.6 min
9% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.5%

Commute Mode

Drove alone
75.5%
Carpooled
6.5%
Work from home
13.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$114,420
53% above avg
Per Capita Income
$69,431
Unemployment Rate
3.1%
36% below avg
Poverty Rate
3.3%
Labor Force Participation
79.7%

🎓 Education

Bachelor's degree+ 28.2%
Graduate degree 26.0%

👥 Demographics

Median Age 36.9
Male median age 35.2
Female median age 37.8

Frequently Asked Questions

What is the cost of living in Cottleville, MO?

Cottleville has a cost index of 127 (100 = national average). It is 27% above the national average.

What is average rent in Cottleville, MO?

The median gross rent in Cottleville is $1,693 per month based on 2023 Census data.

What is the average home price in Cottleville?

The median home value in Cottleville is $381,900 according to Zillow and Census data.

What is the median income in Cottleville?

The median household income in Cottleville is $114,420 per year (2023 ACS 5-year estimates).

What is the sales tax in Cottleville, MO?

The combined state and local sales tax rate in Cottleville is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Cottleville, MO affordable?

Cottleville is above average in cost of living, with an index of 127 — about 27% higher than the national average.

Cottleville at a Glance

Population
5,750
Median Income
$114,420
Home Value
$381,900
Median Rent
$1,693/mo
Unemployment
3.1%
Sales Tax
8.4%
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🗺️ County data for Missouri

Explore county-level cost of living data

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