Cost of Living in Chesterfield, MO
Population 49,591 · Missouri · Data vintage 2023
(100 = US avg)
Chesterfield lands reasonably close to national benchmarks on most cost indicators, with a median home value of $458,000 — 50% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Missouri.
Chesterfield sits roughly 20 miles west of St. Louis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 147% higher than St. Louis' $185,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Chesterfield
The median home value in Chesterfield is $458,000 — 50% above the national median of $305,000. Median rent runs $1,553/month, 18% higher than the national median of $1,314/month. The median household income of $133,380/year is 79% higher than the US median of $74,580. The local unemployment rate is 3.3%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Chesterfield has a cost of living index of 137 versus the US average of 100, meaning it is 37% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Chesterfield, MO?
Chesterfield has a cost index of 137 (100 = national average). It is 37% above the national average.
What is average rent in Chesterfield, MO?
The median gross rent in Chesterfield is $1,553 per month based on 2023 Census data.
What is the average home price in Chesterfield?
The median home value in Chesterfield is $458,000 according to Zillow and Census data.
What is the median income in Chesterfield?
The median household income in Chesterfield is $133,380 per year (2023 ACS 5-year estimates).
What is the sales tax in Chesterfield, MO?
The combined state and local sales tax rate in Chesterfield is 8.4%. The Missouri state income tax top rate is 5.0%.
Is Chesterfield, MO affordable?
Chesterfield is above average in cost of living, with an index of 137 — about 37% higher than the national average.
Chesterfield at a Glance
- Population
- 49,591
- Median Income
- $133,380
- Home Value
- $458,000
- Median Rent
- $1,553/mo
- Unemployment
- 3.3%
- Sales Tax
- 8.4%
Nearby Cities
Explore county-level cost of living data
Missouri Rankings
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