Cost of Living in Town and Country, MO

Population 11,605 · Missouri · Data vintage 2023

247
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Town and Country run well above the national baseline, with a median of $895,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $237,083 place the city among the better-paid Missouri metros. The labor market has been unusually tight, with unemployment around 2.8% — below most comparable cities in the state.

Town and Country sits roughly 13 miles west of St. Louis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 384% higher than St. Louis' $185,000.

Cost Overview

Housing 293
Rent 176

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Town and Country

The median home value in Town and Country is $895,000 — 193% above the national median of $305,000. Median rent runs $2,316/month, 76% higher than the national median of $1,314/month. The median household income of $237,083/year is 218% higher than the US median of $74,580. The local unemployment rate is 2.8%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Town and Country has a cost of living index of 247 versus the US average of 100, meaning it is 147% more expensive.

🏠 Housing

Median Home Value
$895,000
193% above avg
Zillow Home Value
$1,117,426
Zillow ZHVI
Median Rent
$2,316/mo
76% above avg
Price-to-Rent Ratio
32.2x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 88.0%
Renter-occupied 12.0%

💰 Estimated Monthly Budget

Rent median rent
$2,316
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,930/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.0 min
19% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.2%

Commute Mode

Drove alone
76.7%
Carpooled
5.3%
Walked
1.4%
Bicycle
0.2%
Work from home
16.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$237,083
218% above avg
Per Capita Income
$119,794
Unemployment Rate
2.8%
43% below avg
Poverty Rate
2.5%
Labor Force Participation
54.7%

🎓 Education

Bachelor's degree+ 32.1%
Graduate degree 43.7%

👥 Demographics

Median Age 49.8
Male median age 48.5
Female median age 50.9

Frequently Asked Questions

What is the cost of living in Town and Country, MO?

Town and Country has a cost index of 247 (100 = national average). It is 147% above the national average.

What is average rent in Town and Country, MO?

The median gross rent in Town and Country is $2,316 per month based on 2023 Census data.

What is the average home price in Town and Country?

The median home value in Town and Country is $895,000 according to Zillow and Census data.

What is the median income in Town and Country?

The median household income in Town and Country is $237,083 per year (2023 ACS 5-year estimates).

What is the sales tax in Town and Country, MO?

The combined state and local sales tax rate in Town and Country is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Town and Country, MO affordable?

Town and Country is above average in cost of living, with an index of 247 — about 147% higher than the national average.

Town and Country at a Glance

Population
11,605
Median Income
$237,083
Home Value
$895,000
Median Rent
$2,316/mo
Unemployment
2.8%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

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