Cost of Living in Ballwin, MO

Population 30,835 · Missouri · Data vintage 2023

112
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Ballwin lands reasonably close to national benchmarks on most cost indicators, with a median home value of $353,000 — 16% above the US figure. That makes it a useful reference point for comparing with more extreme markets in Missouri. The labor market has been unusually tight, with unemployment around 2.2% — below most comparable cities in the state.

Ballwin sits roughly 15 miles west of St. Louis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 91% higher than St. Louis' $185,000.

Cost Overview

Housing 116
Rent 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ballwin

The median home value in Ballwin is $353,400 — 16% above the national median of $305,000. Median rent runs $1,386/month, 5% higher than the national median of $1,314/month. The median household income of $121,170/year is 62% higher than the US median of $74,580. The local unemployment rate is 2.2%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Ballwin has a cost of living index of 112 versus the US average of 100, meaning it is 12% more expensive.

🏠 Housing

Median Home Value
$353,400
16% above avg
Zillow Home Value
$401,249
Zillow ZHVI
Median Rent
$1,386/mo
5% above avg
Zillow Rent
$1,839/mo
Zillow ZORI
Price-to-Rent Ratio
21.2x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 83.6%
Renter-occupied 16.4%

💰 Estimated Monthly Budget

Rent median rent
$1,386
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,000/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.6 min
1% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
19.2%

Commute Mode

Drove alone
75.7%
Carpooled
4.2%
Public transit
0.2%
Walked
0.2%
Work from home
19.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$121,170
62% above avg
Per Capita Income
$57,206
Unemployment Rate
2.2%
55% below avg
Poverty Rate
5.5%
Labor Force Participation
66.5%

🎓 Education

Bachelor's degree+ 40.9%
Graduate degree 24.2%

👥 Demographics

Median Age 42.3
Male median age 40.6
Female median age 44.3

Frequently Asked Questions

What is the cost of living in Ballwin, MO?

Ballwin has a cost index of 112 (100 = national average). It is 12% above the national average.

What is average rent in Ballwin, MO?

The median gross rent in Ballwin is $1,386 per month based on 2023 Census data.

What is the average home price in Ballwin?

The median home value in Ballwin is $353,400 according to Zillow and Census data.

What is the median income in Ballwin?

The median household income in Ballwin is $121,170 per year (2023 ACS 5-year estimates).

What is the sales tax in Ballwin, MO?

The combined state and local sales tax rate in Ballwin is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Ballwin, MO affordable?

Ballwin is above average in cost of living, with an index of 112 — about 12% higher than the national average.

Ballwin at a Glance

Population
30,835
Median Income
$121,170
Home Value
$353,400
Median Rent
$1,386/mo
Unemployment
2.2%
Sales Tax
8.4%
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🗺️ County data for Missouri

Explore county-level cost of living data

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