Cost of Living in Southgate, KY

Population 3,680 · Kentucky · Data vintage 2023

65
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Southgate is a smaller Kentucky community of around 4000 residents, where median household incomes of $55,469 and housing costs ($176,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Around 20% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.

Geographically, Southgate sits roughly 6 miles southeast of Cincinnati. Median home values run roughly 18% lower than Cincinnati's $215,000.

Cost Overview

Housing 58
Rent 77

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Southgate

The median home value in Southgate is $175,700 — 42% below the national median of $305,000. Median rent runs $1,010/month, 23% lower than the national median of $1,314/month. The median household income of $55,469/year is 26% lower than the US median of $74,580. The local unemployment rate is 3.4%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 65.4°F and lows of 44.2°F. Overall, Southgate has a cost of living index of 65 versus the US average of 100, meaning it is 35% less expensive.

🏠 Housing

Median Home Value
$175,700
42% below avg
Zillow Home Value
$155,071
Zillow ZHVI
Median Rent
$1,010/mo
23% below avg
Price-to-Rent Ratio
14.5x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 56.7%
Renter-occupied 43.3%

💰 Estimated Monthly Budget

Rent median rent
$1,010
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,624/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.5 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.6%

Commute Mode

Drove alone
82.4%
Carpooled
8.5%
Walked
1.1%
Work from home
7.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$55,469
26% below avg
Per Capita Income
$33,838
Unemployment Rate
3.4%
29% below avg
Poverty Rate
20.4%
Labor Force Participation
72.0%

🎓 Education

Bachelor's degree+ 18.3%
Graduate degree 14.0%

👥 Demographics

Median Age 32.8
Male median age 31.8
Female median age 36.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.4°F
Avg Low
44.2°F
Annual Precip
43.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414555677583878680685545
Low °F 242633435361656456443428
Precip" 2.862.793.944.374.704.614.393.393.073.052.913.32

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
65%
Good air days/yr
187
Max AQI recorded
248
PM2.5 days
112
Ozone days

Frequently Asked Questions

What is the cost of living in Southgate, KY?

Southgate has a cost index of 65 (100 = national average). It is 35% below the national average.

What is average rent in Southgate, KY?

The median gross rent in Southgate is $1,010 per month based on 2023 Census data.

What is the average home price in Southgate?

The median home value in Southgate is $175,700 according to Zillow and Census data.

What is the median income in Southgate?

The median household income in Southgate is $55,469 per year (2023 ACS 5-year estimates).

What is the sales tax in Southgate, KY?

The combined state and local sales tax rate in Southgate is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Southgate, KY affordable?

Yes, Southgate is generally considered affordable, with a cost of living index of 65 — about 35% below the US national average of 100.

What is the weather like in Southgate?

Southgate has average high temperatures of 65.4°F and average lows of 44.2°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.

Southgate at a Glance

Population
3,680
Median Income
$55,469
Home Value
$175,700
Median Rent
$1,010/mo
Unemployment
3.4%
Avg High Temp
65.4°F
Sales Tax
6.0%
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