Cost of Living in Wilder, KY

Population 3,148 · Kentucky · Data vintage 2023

69
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Wilder can reasonably expect a home to cost less than three years of household income — $138,000 against $71,567 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country.

Geographically, Wilder sits roughly 7 miles south of Cincinnati. Median home values run roughly 36% lower than Cincinnati's $215,000.

Cost Overview

Housing 45
Rent 105

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Wilder

The median home value in Wilder is $137,600 — 55% below the national median of $305,000. Median rent runs $1,376/month, 5% higher than the national median of $1,314/month. The median household income of $71,567/year is 4% lower than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Kentucky's top state income tax rate is 4.0% and the combined sales tax is 6.0%. The climate averages highs of 65.4°F and lows of 44.2°F. Overall, Wilder has a cost of living index of 69 versus the US average of 100, meaning it is 31% less expensive.

🏠 Housing

Median Home Value
$137,600
55% below avg
Zillow Home Value
$258,578
Zillow ZHVI
Median Rent
$1,376/mo
5% above avg
Price-to-Rent Ratio
8.3x
Favors buying
Property Tax Rate
0.9%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$636
1 BR
$721
2 BR
$872
3 BR
$1,187
4 BR
$1,336
Owner-occupied 76.9%
Renter-occupied 23.1%

💰 Estimated Monthly Budget

Rent median rent
$1,376
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,990/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
20.3 min
25% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
18.0%

Commute Mode

Drove alone
72.7%
Carpooled
5.0%
Walked
3.8%
Work from home
18.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.0%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 0.9%

💼 Income & Employment

Median Household Income
$71,567
4% below avg
Per Capita Income
$47,511
Unemployment Rate
3.2%
34% below avg
Poverty Rate
15.8%
Labor Force Participation
65.5%

🎓 Education

Bachelor's degree+ 28.4%
Graduate degree 30.7%

👥 Demographics

Median Age 38.8
Male median age 38.4
Female median age 40.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.4°F
Avg Low
44.2°F
Annual Precip
43.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414555677583878680685545
Low °F 242633435361656456443428
Precip" 2.862.793.944.374.704.614.393.393.073.052.913.32

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
65%
Good air days/yr
187
Max AQI recorded
248
PM2.5 days
112
Ozone days

Frequently Asked Questions

What is the cost of living in Wilder, KY?

Wilder has a cost index of 69 (100 = national average). It is 31% below the national average.

What is average rent in Wilder, KY?

The median gross rent in Wilder is $1,376 per month based on 2023 Census data.

What is the average home price in Wilder?

The median home value in Wilder is $137,600 according to Zillow and Census data.

What is the median income in Wilder?

The median household income in Wilder is $71,567 per year (2023 ACS 5-year estimates).

What is the sales tax in Wilder, KY?

The combined state and local sales tax rate in Wilder is 6.0%. The Kentucky state income tax top rate is 4.0%.

Is Wilder, KY affordable?

Yes, Wilder is generally considered affordable, with a cost of living index of 69 — about 31% below the US national average of 100.

What is the weather like in Wilder?

Wilder has average high temperatures of 65.4°F and average lows of 44.2°F. Annual precipitation is 43.4". Data from NOAA 1991–2020 Climate Normals.

Wilder at a Glance

Population
3,148
Median Income
$71,567
Home Value
$137,600
Median Rent
$1,376/mo
Unemployment
3.2%
Avg High Temp
65.4°F
Sales Tax
6.0%
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🗺️ County data for Kentucky

Explore county-level cost of living data

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