Cost of Living in Chicopee, MA

Population 55,213 · Massachusetts · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Most of Chicopee's cost indicators track within a reasonable band of national figures, with median household incomes near $66,927 — a more representative starting point for relocation math than the headline-expensive or headline-cheap cities on either tail. Unemployment has stayed elevated relative to the national figure — 6.5% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Chicopee sits roughly 5 miles northwest of Springfield. Median home values run roughly 13% higher than Springfield's $223,000.

Cost Overview

Housing 83
Rent 84

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Chicopee

The median home value in Chicopee is $251,800 — 17% below the national median of $305,000. Median rent runs $1,108/month, 16% lower than the national median of $1,314/month. The median household income of $66,927/year is 10% lower than the US median of $74,580. The local unemployment rate is 6.5%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Chicopee has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$251,800
17% below avg
Zillow Home Value
$307,391
Zillow ZHVI
Median Rent
$1,108/mo
16% below avg
Zillow Rent
$1,792/mo
Zillow ZORI
Price-to-Rent Ratio
18.9x
Favors buying
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 57.2%
Renter-occupied 42.8%

💰 Estimated Monthly Budget

Rent median rent
$1,108
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,722/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.4 min
17% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.5%

Commute Mode

Drove alone
80.9%
Carpooled
8.4%
Public transit
1.1%
Walked
1.2%
Bicycle
0.1%
Work from home
7.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$66,927
10% below avg
Per Capita Income
$36,140
Unemployment Rate
6.5%
36% above avg
Poverty Rate
15.2%
Labor Force Participation
62.0%

🎓 Education

Bachelor's degree+ 14.4%
Graduate degree 8.8%

👥 Demographics

Median Age 41.1
Male median age 41.5
Female median age 40.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 46 — Good
60.3%
Good air days/yr
153
Max AQI recorded
234
PM2.5 days
130
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

85%
4-Year Graduation Rate
12.5:1
Student-teacher ratio
15
Public schools
7,268
Total enrollment

Frequently Asked Questions

What is the cost of living in Chicopee, MA?

Chicopee has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Chicopee, MA?

The median gross rent in Chicopee is $1,108 per month based on 2023 Census data.

What is the average home price in Chicopee?

The median home value in Chicopee is $251,800 according to Zillow and Census data.

What is the median income in Chicopee?

The median household income in Chicopee is $66,927 per year (2023 ACS 5-year estimates).

What is the sales tax in Chicopee, MA?

The combined state and local sales tax rate in Chicopee is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Chicopee, MA affordable?

Yes, Chicopee is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.