Cost of Living in Monument Beach, MA

Population 3,067 · Massachusetts · Data vintage 2023

159
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Monument Beach is a smaller Massachusetts community of around 3000 residents, where median household incomes of $86,953 and housing costs ($541,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 1.6% points to a labor market well on the tight side of the national distribution.

Located 20 miles east of New Bedford, Monument Beach falls within that metro's commuting orbit. Median home values run roughly 67% higher than New Bedford's $324,000.

Cost Overview

Housing 177
Rent 131

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Monument Beach

The median home value in Monument Beach is $540,600 — 77% above the national median of $305,000. Median rent runs $1,723/month, 31% higher than the national median of $1,314/month. The median household income of $86,953/year is 17% higher than the US median of $74,580. The local unemployment rate is 1.6%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. Overall, Monument Beach has a cost of living index of 159 versus the US average of 100, meaning it is 59% more expensive.

🏠 Housing

Median Home Value
$540,600
77% above avg
Median Rent
$1,723/mo
31% above avg
Price-to-Rent Ratio
26.1x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,429
1 BR
$1,498
2 BR
$1,963
3 BR
$2,405
4 BR
$2,811
Owner-occupied 76.5%
Renter-occupied 23.6%

💰 Estimated Monthly Budget

Rent median rent
$1,723
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,337/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.8 min
21% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.0%

Commute Mode

Drove alone
83.1%
Carpooled
5.8%
Public transit
1.1%
Walked
4.2%
Work from home
6.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$86,953
17% above avg
Per Capita Income
$53,515
Unemployment Rate
1.6%
67% below avg
Poverty Rate
3.1%
Labor Force Participation
66.0%

🎓 Education

Bachelor's degree+ 30.8%
Graduate degree 15.2%

👥 Demographics

Median Age 46.9
Male median age 31.8
Female median age 51.1

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 37 — Good
92.5%
Good air days/yr
140
Max AQI recorded
22
PM2.5 days
336
Ozone days

Frequently Asked Questions

What is the cost of living in Monument Beach, MA?

Monument Beach has a cost index of 159 (100 = national average). It is 59% above the national average.

What is average rent in Monument Beach, MA?

The median gross rent in Monument Beach is $1,723 per month based on 2023 Census data.

What is the average home price in Monument Beach?

The median home value in Monument Beach is $540,600 according to 2023 Census ACS data.

What is the median income in Monument Beach?

The median household income in Monument Beach is $86,953 per year (2023 ACS 5-year estimates).

What is the sales tax in Monument Beach, MA?

The combined state and local sales tax rate in Monument Beach is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Monument Beach, MA affordable?

Monument Beach is above average in cost of living, with an index of 159 — about 59% higher than the national average.

Monument Beach at a Glance

Population
3,067
Median Income
$86,953
Home Value
$540,600
Median Rent
$1,723/mo
Unemployment
1.6%
Sales Tax
6.3%
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🗺️ County data for Massachusetts

Explore county-level cost of living data

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