Cost of Living in Rochester, MA

Population 5,770 · Massachusetts · Data vintage 2023

150
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rochester sits on the smaller end of the Massachusetts city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Rochester sits roughly 9 miles northeast of New Bedford — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 67% higher than New Bedford's $324,000.

Cost Overview

Housing 178
Rent 110

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rochester

The median home value in Rochester is $541,600 — 78% above the national median of $305,000. Median rent runs $1,442/month, 10% higher than the national median of $1,314/month. The median household income of $119,239/year is 60% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 59.8°F and lows of 40.2°F. Overall, Rochester has a cost of living index of 150 versus the US average of 100, meaning it is 50% more expensive.

🏠 Housing

Median Home Value
$541,600
78% above avg
Median Rent
$1,442/mo
10% above avg
Price-to-Rent Ratio
31.3x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,607
1 BR
$1,652
2 BR
$2,155
3 BR
$2,730
4 BR
$2,953
Owner-occupied 87.9%
Renter-occupied 12.1%

💰 Estimated Monthly Budget

Rent median rent
$1,442
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,056/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.7 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
7.9%

Commute Mode

Drove alone
87.0%
Carpooled
4.0%
Public transit
0.3%
Walked
0.6%
Work from home
7.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$119,239
60% above avg
Per Capita Income
$53,775
Unemployment Rate
2.9%
40% below avg
Poverty Rate
5.2%
Labor Force Participation
56.7%

🎓 Education

Bachelor's degree+ 25.1%
Graduate degree 16.5%

👥 Demographics

Median Age 42.9
Male median age 42.6
Female median age 43.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.8°F
Avg Low
40.2°F
Annual Precip
48"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 384046576776828073635343
Low °F 202127364655626153423326
Precip" 3.832.964.954.403.543.803.353.463.824.814.484.59

Frequently Asked Questions

What is the cost of living in Rochester, MA?

Rochester has a cost index of 150 (100 = national average). It is 50% above the national average.

What is average rent in Rochester, MA?

The median gross rent in Rochester is $1,442 per month based on 2023 Census data.

What is the average home price in Rochester?

The median home value in Rochester is $541,600 according to 2023 Census ACS data.

What is the median income in Rochester?

The median household income in Rochester is $119,239 per year (2023 ACS 5-year estimates).

What is the sales tax in Rochester, MA?

The combined state and local sales tax rate in Rochester is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Rochester, MA affordable?

Rochester is above average in cost of living, with an index of 150 — about 50% higher than the national average.

What is the weather like in Rochester?

Rochester has average high temperatures of 59.8°F and average lows of 40.2°F. Annual precipitation is 48". Data from NOAA 1991–2020 Climate Normals.

Rochester at a Glance

Population
5,770
Median Income
$119,239
Home Value
$541,600
Median Rent
$1,442/mo
Unemployment
2.9%
Avg High Temp
59.8°F
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

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