Cost of Living in Ware, MA

Population 10,012 · Massachusetts · Data vintage 2023

85
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Ware a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $269,000. Unemployment has stayed elevated relative to the national figure — 7.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 15 miles northeast of Springfield, Ware falls within that metro's commuting orbit. Median home values run roughly 21% higher than Springfield's $223,000.

Cost Overview

Housing 88
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Ware

The median home value in Ware is $269,400 — 12% below the national median of $305,000. Median rent runs $1,049/month, 20% lower than the national median of $1,314/month. The median household income of $69,666/year is 7% lower than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. Massachusetts's top state income tax rate is 9.0% and the combined sales tax is 6.3%. The climate averages highs of 60.6°F and lows of 38.1°F. Overall, Ware has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.

🏠 Housing

Median Home Value
$269,400
12% below avg
Median Rent
$1,049/mo
20% below avg
Price-to-Rent Ratio
21.4x
Favors renting
Property Tax Rate
1.2%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,044
1 BR
$1,205
2 BR
$1,496
3 BR
$1,823
4 BR
$2,037
Owner-occupied 73.9%
Renter-occupied 26.1%

💰 Estimated Monthly Budget

Rent median rent
$1,049
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,663/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.6 min
6% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.7%

Commute Mode

Drove alone
81.4%
Carpooled
8.4%
Public transit
0.3%
Walked
2.5%
Work from home
6.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 9.0%
Total Sales Tax 6.3%
State rate 6.3%
Avg local rate 0.0%
Property Tax 1.2%

💼 Income & Employment

Median Household Income
$69,666
7% below avg
Per Capita Income
$36,863
Unemployment Rate
7.1%
47% above avg
Poverty Rate
9.8%
Labor Force Participation
51.2%

🎓 Education

Bachelor's degree+ 18.1%
Graduate degree 7.9%

👥 Demographics

Median Age 44.3
Male median age 43.8
Female median age 44.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.6°F
Avg Low
38.1°F
Annual Precip
45.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 353847607280858375635140
Low °F 161726354655615951393022
Precip" 2.752.603.434.063.714.374.153.724.604.723.473.58

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
80%
Good air days/yr
138
Max AQI recorded
135
PM2.5 days
227
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

74%
4-Year Graduation Rate
12.1:1
Student-teacher ratio
3
Public schools
1,134
Total enrollment

Frequently Asked Questions

What is the cost of living in Ware, MA?

Ware has a cost index of 85 (100 = national average). It is 15% below the national average.

What is average rent in Ware, MA?

The median gross rent in Ware is $1,049 per month based on 2023 Census data.

What is the average home price in Ware?

The median home value in Ware is $269,400 according to 2023 Census ACS data.

What is the median income in Ware?

The median household income in Ware is $69,666 per year (2023 ACS 5-year estimates).

What is the sales tax in Ware, MA?

The combined state and local sales tax rate in Ware is 6.3%. The Massachusetts state income tax top rate is 9.0%.

Is Ware, MA affordable?

Yes, Ware is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.

What is the weather like in Ware?

Ware has average high temperatures of 60.6°F and average lows of 38.1°F. Annual precipitation is 45.2". Data from NOAA 1991–2020 Climate Normals.

Ware at a Glance

Population
10,012
Median Income
$69,666
Home Value
$269,400
Median Rent
$1,049/mo
Unemployment
7.1%
Avg High Temp
60.6°F
Sales Tax
6.3%
View all cities in Massachusetts →
🗺️ County data for Massachusetts

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs