Cost of Living in Annapolis Neck, MD
Population 12,484 · Maryland · Data vintage 2023
(100 = US avg)
Housing in Annapolis Neck sits 137% above the national median — $723,000 for the typical home — but median household incomes near $171,833 (130% above the US figure) soften the blow that similar pricing creates in lower-wage metros. An unemployment rate of 1.9% points to a labor market well on the tight side of the national distribution.
Annapolis Neck is about 25 miles south of Baltimore, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 230% higher than Baltimore's $219,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Annapolis Neck
The median home value in Annapolis Neck is $723,100 — 137% above the national median of $305,000. Median rent runs $2,805/month, 113% higher than the national median of $1,314/month. The median household income of $171,833/year is 130% higher than the US median of $74,580. The local unemployment rate is 1.9%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. The climate averages highs of 64.8°F and lows of 50.6°F. Overall, Annapolis Neck has a cost of living index of 228 versus the US average of 100, meaning it is 128% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 43 | 45 | 53 | 64 | 73 | 82 | 86 | 84 | 77 | 67 | 56 | 47 |
| Low °F | 30 | 32 | 38 | 47 | 57 | 68 | 72 | 71 | 65 | 52 | 42 | 34 |
| Precip" | 2.84 | 2.38 | 3.80 | 3.38 | 3.15 | 4.04 | 4.94 | 4.27 | 5.14 | 4.04 | 3.03 | 2.98 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Annapolis Neck, MD?
Annapolis Neck has a cost index of 228 (100 = national average). It is 128% above the national average.
What is average rent in Annapolis Neck, MD?
The median gross rent in Annapolis Neck is $2,805 per month based on 2023 Census data.
What is the average home price in Annapolis Neck?
The median home value in Annapolis Neck is $723,100 according to 2023 Census ACS data.
What is the median income in Annapolis Neck?
The median household income in Annapolis Neck is $171,833 per year (2023 ACS 5-year estimates).
What is the sales tax in Annapolis Neck, MD?
The combined state and local sales tax rate in Annapolis Neck is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Annapolis Neck, MD affordable?
Annapolis Neck is above average in cost of living, with an index of 228 — about 128% higher than the national average.
What is the weather like in Annapolis Neck?
Annapolis Neck has average high temperatures of 64.8°F and average lows of 50.6°F. Annual precipitation is 44". Data from NOAA 1991–2020 Climate Normals.
Annapolis Neck at a Glance
- Population
- 12,484
- Median Income
- $171,833
- Home Value
- $723,100
- Median Rent
- $2,805/mo
- Unemployment
- 1.9%
- Avg High Temp
- 64.8°F
- Sales Tax
- 6.0%
Explore county-level cost of living data
Maryland Rankings
Similar Cost Cities
Cities in other states with comparable housing costs