Cost of Living in Beltsville, MD

Population 19,086 · Maryland · Data vintage 2023

136
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

One of the defining characteristics of Beltsville is a long average commute — 37 minutes one way, compared to a national median of 27. The city's housing pricing is difficult to evaluate without factoring in that daily time cost. At 6.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Beltsville sits roughly 11 miles northeast of Washington. Median home values run roughly 47% lower than Washington's $725,000.

Cost Overview

Housing 125
Rent 151

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Beltsville

The median home value in Beltsville is $381,100 — 25% above the national median of $305,000. Median rent runs $1,989/month, 51% higher than the national median of $1,314/month. The median household income of $97,115/year is 30% higher than the US median of $74,580. The local unemployment rate is 6.6%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Beltsville has a cost of living index of 136 versus the US average of 100, meaning it is 36% more expensive.

🏠 Housing

Median Home Value
$381,100
25% above avg
Zillow Home Value
$454,121
Zillow ZHVI
Median Rent
$1,989/mo
51% above avg
Zillow Rent
$1,708/mo
Zillow ZORI
Price-to-Rent Ratio
16.0x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 55.1%
Renter-occupied 44.9%

💰 Estimated Monthly Budget

Rent median rent
$1,989
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,603/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
37.1 min
37% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
63.7%
Carpooled
16.4%
Public transit
5.5%
Walked
0.9%
Bicycle
0.2%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$97,115
30% above avg
Per Capita Income
$37,581
Unemployment Rate
6.6%
37% above avg
Poverty Rate
11.6%
Labor Force Participation
62.0%

🎓 Education

Bachelor's degree+ 19.7%
Graduate degree 16.0%

👥 Demographics

Median Age 40.4
Male median age 38.3
Female median age 42.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
69.3%
Good air days/yr
192
Max AQI recorded
138
PM2.5 days
226
Ozone days

Frequently Asked Questions

What is the cost of living in Beltsville, MD?

Beltsville has a cost index of 136 (100 = national average). It is 36% above the national average.

What is average rent in Beltsville, MD?

The median gross rent in Beltsville is $1,989 per month based on 2023 Census data.

What is the average home price in Beltsville?

The median home value in Beltsville is $381,100 according to Zillow and Census data.

What is the median income in Beltsville?

The median household income in Beltsville is $97,115 per year (2023 ACS 5-year estimates).

What is the sales tax in Beltsville, MD?

The combined state and local sales tax rate in Beltsville is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Beltsville, MD affordable?

Beltsville is above average in cost of living, with an index of 136 — about 36% higher than the national average.

Beltsville at a Glance

Population
19,086
Median Income
$97,115
Home Value
$381,100
Median Rent
$1,989/mo
Unemployment
6.6%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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