Cost of Living in Fruitland, MD

Population 5,698 · Maryland · Data vintage 2023

83
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Buyers in Fruitland can reasonably expect a home to cost less than three years of household income — $211,000 against $64,352 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. At 8.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 85 miles southeast of Washington, Fruitland is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 71% lower than Washington's $725,000.

Cost Overview

Housing 69
Rent 103

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Fruitland

The median home value in Fruitland is $211,200 — 31% below the national median of $305,000. Median rent runs $1,354/month, 3% higher than the national median of $1,314/month. The median household income of $64,352/year is 14% lower than the US median of $74,580. The local unemployment rate is 8.1%, above the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. The climate averages highs of 66.9°F and lows of 47.0°F, with about 8" of annual snowfall. Overall, Fruitland has a cost of living index of 83 versus the US average of 100, meaning it is 17% less expensive.

🏠 Housing

Median Home Value
$211,200
31% below avg
Zillow Home Value
$202,418
Zillow ZHVI
Median Rent
$1,354/mo
3% above avg
Zillow Rent
$1,431/mo
Zillow ZORI
Price-to-Rent Ratio
13.0x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 63.9%
Renter-occupied 36.1%

💰 Estimated Monthly Budget

Rent median rent
$1,354
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,968/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.3 min
32% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.9%

Commute Mode

Drove alone
79.1%
Carpooled
12.8%
Work from home
6.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$64,352
14% below avg
Per Capita Income
$28,849
Unemployment Rate
8.1%
69% above avg
Poverty Rate
15.4%
Labor Force Participation
60.6%

🎓 Education

Bachelor's degree+ 21.0%
Graduate degree 18.7%

👥 Demographics

Median Age 32
Male median age 29.8
Female median age 32.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
66.9°F
Avg Low
47.0°F
Annual Precip
47.5"
Annual Snowfall
8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 464855667483888580695950
Low °F 282935445363686660483831
Precip" 3.513.254.173.423.734.034.735.274.484.153.163.59
Snow" 2.53.41.00.20.00.00.00.00.00.00.00.9

Frequently Asked Questions

What is the cost of living in Fruitland, MD?

Fruitland has a cost index of 83 (100 = national average). It is 17% below the national average.

What is average rent in Fruitland, MD?

The median gross rent in Fruitland is $1,354 per month based on 2023 Census data.

What is the average home price in Fruitland?

The median home value in Fruitland is $211,200 according to Zillow and Census data.

What is the median income in Fruitland?

The median household income in Fruitland is $64,352 per year (2023 ACS 5-year estimates).

What is the sales tax in Fruitland, MD?

The combined state and local sales tax rate in Fruitland is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Fruitland, MD affordable?

Yes, Fruitland is generally considered affordable, with a cost of living index of 83 — about 17% below the US national average of 100.

What is the weather like in Fruitland?

Fruitland has average high temperatures of 66.9°F and average lows of 47.0°F. Annual precipitation is 47.5". Average annual snowfall is 8". Data from NOAA 1991–2020 Climate Normals.

Fruitland at a Glance

Population
5,698
Median Income
$64,352
Home Value
$211,200
Median Rent
$1,354/mo
Unemployment
8.1%
Avg High Temp
66.9°F
Sales Tax
6.0%
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