Cost of Living in Garrison, MD

Population 10,449 · Maryland · Data vintage 2023

120
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Garrison sits on the smaller end of the Maryland city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Garrison sits roughly 10 miles northwest of Baltimore — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 36% higher than Baltimore's $219,000.

Cost Overview

Housing 98
Rent 154

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Garrison

The median home value in Garrison is $297,600 — 2% below the national median of $305,000. Median rent runs $2,019/month, 54% higher than the national median of $1,314/month. The median household income of $96,916/year is 30% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Garrison has a cost of living index of 120 versus the US average of 100, meaning it is 20% more expensive.

🏠 Housing

Median Home Value
$297,600
2% below avg
Zillow Home Value
$244,007
Zillow ZHVI
Median Rent
$2,019/mo
54% above avg
Zillow Rent
$1,948/mo
Zillow ZORI
Price-to-Rent Ratio
12.3x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 49.9%
Renter-occupied 50.1%

💰 Estimated Monthly Budget

Rent median rent
$2,019
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,633/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.0 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.4%

Commute Mode

Drove alone
63.8%
Carpooled
5.8%
Public transit
5.4%
Walked
6.6%
Work from home
17.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$96,916
30% above avg
Per Capita Income
$51,271
Unemployment Rate
3.6%
25% below avg
Poverty Rate
10.8%
Labor Force Participation
63.4%

🎓 Education

Bachelor's degree+ 32.4%
Graduate degree 29.3%

👥 Demographics

Median Age 35.3
Male median age 28.9
Female median age 40.9

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 45 — Good
62.5%
Good air days/yr
205
Max AQI recorded
127
PM2.5 days
231
Ozone days

Frequently Asked Questions

What is the cost of living in Garrison, MD?

Garrison has a cost index of 120 (100 = national average). It is 20% above the national average.

What is average rent in Garrison, MD?

The median gross rent in Garrison is $2,019 per month based on 2023 Census data.

What is the average home price in Garrison?

The median home value in Garrison is $297,600 according to Zillow and Census data.

What is the median income in Garrison?

The median household income in Garrison is $96,916 per year (2023 ACS 5-year estimates).

What is the sales tax in Garrison, MD?

The combined state and local sales tax rate in Garrison is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Garrison, MD affordable?

Garrison is above average in cost of living, with an index of 120 — about 20% higher than the national average.

Garrison at a Glance

Population
10,449
Median Income
$96,916
Home Value
$297,600
Median Rent
$2,019/mo
Unemployment
3.6%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs