Cost of Living in La Plata, MD

Population 10,470 · Maryland · Data vintage 2023

125
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

La Plata sits on the smaller end of the Maryland city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

La Plata sits roughly 20 miles south of Alexandria — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 42% lower than Alexandria's $697,000.

Cost Overview

Housing 133
Rent 113

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in La Plata

The median home value in La Plata is $405,200 — 33% above the national median of $305,000. Median rent runs $1,483/month, 13% higher than the national median of $1,314/month. The median household income of $121,707/year is 63% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, La Plata has a cost of living index of 125 versus the US average of 100, meaning it is 25% more expensive.

🏠 Housing

Median Home Value
$405,200
33% above avg
Zillow Home Value
$476,246
Zillow ZHVI
Median Rent
$1,483/mo
13% above avg
Price-to-Rent Ratio
22.8x
Favors renting
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 77.5%
Renter-occupied 22.5%

💰 Estimated Monthly Budget

Rent median rent
$1,483
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,097/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
43.3 min
60% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
16.8%

Commute Mode

Drove alone
67.3%
Carpooled
11.8%
Public transit
2.9%
Walked
0.7%
Work from home
16.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$121,707
63% above avg
Per Capita Income
$49,424
Unemployment Rate
3.2%
33% below avg
Poverty Rate
3.5%
Labor Force Participation
63.6%

🎓 Education

Bachelor's degree+ 19.3%
Graduate degree 14.6%

👥 Demographics

Median Age 41.5
Male median age 38.2
Female median age 44.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
81.9%
Good air days/yr
115
Max AQI recorded
0
PM2.5 days
243
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

94%
4-Year Graduation Rate
15:1
Student-teacher ratio
39
Public schools
27,521
Total enrollment

Frequently Asked Questions

What is the cost of living in La Plata, MD?

La Plata has a cost index of 125 (100 = national average). It is 25% above the national average.

What is average rent in La Plata, MD?

The median gross rent in La Plata is $1,483 per month based on 2023 Census data.

What is the average home price in La Plata?

The median home value in La Plata is $405,200 according to Zillow and Census data.

What is the median income in La Plata?

The median household income in La Plata is $121,707 per year (2023 ACS 5-year estimates).

What is the sales tax in La Plata, MD?

The combined state and local sales tax rate in La Plata is 6.0%. The Maryland state income tax top rate is 5.8%.

Is La Plata, MD affordable?

La Plata is above average in cost of living, with an index of 125 — about 25% higher than the national average.

La Plata at a Glance

Population
10,470
Median Income
$121,707
Home Value
$405,200
Median Rent
$1,483/mo
Unemployment
3.2%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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