Cost of Living in Silver Hill, MD

Population 5,068 · Maryland · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Silver Hill a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $284,000.

Located 6 miles southeast of Washington, Silver Hill falls within that metro's commuting orbit. Median home values run roughly 61% lower than Washington's $725,000.

Cost Overview

Housing 93
Rent 119

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Silver Hill

The median home value in Silver Hill is $283,900 — 7% below the national median of $305,000. Median rent runs $1,569/month, 19% higher than the national median of $1,314/month. The median household income of $61,566/year is 17% lower than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Silver Hill has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$283,900
7% below avg
Median Rent
$1,569/mo
19% above avg
Price-to-Rent Ratio
15.1x
Favors buying
Property Tax Rate
1.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,407
1 BR
$1,604
2 BR
$1,898
3 BR
$2,407
4 BR
$2,822
Owner-occupied 18.7%
Renter-occupied 81.3%

💰 Estimated Monthly Budget

Rent median rent
$1,569
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,183/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
39.0 min
44% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.6%

Commute Mode

Drove alone
69.1%
Carpooled
7.1%
Public transit
12.7%
Walked
1.3%
Work from home
6.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.8%
Total Sales Tax 6.0%
State rate 6.0%
Avg local rate 0.0%
Property Tax 1.1%

💼 Income & Employment

Median Household Income
$61,566
17% below avg
Per Capita Income
$39,087
Unemployment Rate
4.0%
16% below avg
Poverty Rate
13.2%
Labor Force Participation
71.6%

🎓 Education

Bachelor's degree+ 14.1%
Graduate degree 4.8%

👥 Demographics

Median Age 43
Male median age 40.9
Female median age 44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
69.3%
Good air days/yr
192
Max AQI recorded
138
PM2.5 days
226
Ozone days

Frequently Asked Questions

What is the cost of living in Silver Hill, MD?

Silver Hill has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in Silver Hill, MD?

The median gross rent in Silver Hill is $1,569 per month based on 2023 Census data.

What is the average home price in Silver Hill?

The median home value in Silver Hill is $283,900 according to 2023 Census ACS data.

What is the median income in Silver Hill?

The median household income in Silver Hill is $61,566 per year (2023 ACS 5-year estimates).

What is the sales tax in Silver Hill, MD?

The combined state and local sales tax rate in Silver Hill is 6.0%. The Maryland state income tax top rate is 5.8%.

Is Silver Hill, MD affordable?

Silver Hill is near the national average in terms of cost of living, with an index of 104 (100 = US average).

Silver Hill at a Glance

Population
5,068
Median Income
$61,566
Home Value
$283,900
Median Rent
$1,569/mo
Unemployment
4.0%
Sales Tax
6.0%
View all cities in Maryland →
🗺️ County data for Maryland

Explore county-level cost of living data

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