Cost of Living in Urbana, MD
Population 13,897 · Maryland · Data vintage 2023
(100 = US avg)
Housing in Urbana sits 96% above the national median — $596,000 for the typical home — but median household incomes near $178,231 (139% above the US figure) soften the blow that similar pricing creates in lower-wage metros.
Urbana is about 25 miles west of Columbia, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 24% higher than Columbia's $480,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Urbana
The median home value in Urbana is $596,400 — 96% above the national median of $305,000. Median rent runs $2,571/month, 96% higher than the national median of $1,314/month. The median household income of $178,231/year is 139% higher than the US median of $74,580. The local unemployment rate is 4.1%, below the national average of 4.8%. Maryland's top state income tax rate is 5.8% and the combined sales tax is 6.0%. Overall, Urbana has a cost of living index of 196 versus the US average of 100, meaning it is 96% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Urbana, MD?
Urbana has a cost index of 196 (100 = national average). It is 96% above the national average.
What is average rent in Urbana, MD?
The median gross rent in Urbana is $2,571 per month based on 2023 Census data.
What is the average home price in Urbana?
The median home value in Urbana is $596,400 according to 2023 Census ACS data.
What is the median income in Urbana?
The median household income in Urbana is $178,231 per year (2023 ACS 5-year estimates).
What is the sales tax in Urbana, MD?
The combined state and local sales tax rate in Urbana is 6.0%. The Maryland state income tax top rate is 5.8%.
Is Urbana, MD affordable?
Urbana is above average in cost of living, with an index of 196 — about 96% higher than the national average.
Urbana at a Glance
- Population
- 13,897
- Median Income
- $178,231
- Home Value
- $596,400
- Median Rent
- $2,571/mo
- Unemployment
- 4.1%
- Sales Tax
- 6.0%
Nearby Cities
Explore county-level cost of living data
Maryland Rankings
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